With your agency integrated, every booking is paid with its own virtual card and the payment arrives with the trip data. Data-backed reconciliation requires an agency; without one, you centralize payment, category controls and insurance in Clara.
The CTA is the foundation. The VCN is the per-booking control layer when there is an agency.
CTA — Centralized travel account
Consolidate airline, hotel and agency spend in a single account. Control by travel category and one central source for finance.
— companies that want to centralize payment and control by category.
VCN — Virtual card per booking
With an integrated agency, each booking is paid with a virtual card configured with amount, vendor and dates. Anything else is declined on the card.
— companies with an agency or integration that need booking-level control.
The VCN requires an agency or integration. It is not a physical card.
Have an agency? VCN + data. No agency? CTA + insurance.
Not every route delivers the same data. Here is the difference.
Payment, trip data and up to 15 custom fields (cost center, project, approver). Daily file.
Connect · Control · Reconcile · Protect
Ticket, passenger and route per segment. Air only.
Control · Reconcile (partial) · Protect
CTA, insurance and Clara Pontos. No enriched data.
Control · Protect
Data depends on the agency and the integration.
Every TravelPay transaction in Brazil, Mexico and Colombia includes travel insurance. It does not activate on its own: activate it to use it.
Maximum amount · Conditions
See coverage and conditions*Coverage per T&C / Mastercard Guide to Benefits. Conditions apply.
| Maximum amount | Conditions | |
|---|---|---|
| Medical expenses | Up to USD 100,000 | Outside your country of residence; up to 31 consecutive days. |
| Travel accidents | Up to USD 500,000 per person | Plane, train or bus; ticket paid with the CTA. |
| Trip cancellation | Up to USD 1,000 | Before the trip, for covered reasons; non-refunded portion. |
| Missed connection | Up to USD 300 | Alternative transportation to the final destination. |
| Flight delay | Up to USD 100 | 4 hours or more; meals, hotel and local transportation. |
| Lost baggage | Up to USD 3,500 | Checked baggage only. |
Corporate credit is subject to credit approval and to each country’s regulatory framework.
Transactions arrive categorized, linked to receipts, and enriched with the accounting information your team needs.
Learn moreSAP · Zoho · Zoho Expense · Oracle NetSuite · Intuit QuickBooks · SFTP · Argo Solutions · Dynamics 365 · Espresso · Sankhya · Omie
The payment infrastructure for corporate travel: CTA, virtual cards per booking, trip data and built-in insurance.
Veja também:
Not for the CTA, the insurance or the Points. Yes for the per-booking VCN and the enriched data.
Veja também:
With an integrated agency, each booking is paid with a VCN configured with amount, vendor and dates. Anything else is declined on the card.
Veja também:
No. It is included in every transaction, but you need to activate it to use it.
Veja também:
Medical expenses, travel accidents, trip cancellation, missed connections, flight delays and lost baggage, within the limits and conditions in the table.
Veja também:
No. TravelPay is for travel payments; your corporate card is still for the rest of your spend.
Veja também:
With your agency, the payment arrives with trip data so you can reconcile with less manual work. Without an agency, you reconcile the payment against your travel records.
Veja também:
It depends on the agency and the integration: passenger, route, fare and up to 15 custom fields.
Veja também:
Talk to our team and see which data route applies to your agency.
