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Clara
  • Products

    Corporate cardBlack, White and Virtual cards for your whole team.Spend managementEliminate manual reports and unexpected costs.TravelPayTravel expenses under control, with global acceptance.Accounts payableVendor payments and boletos in minutes, not days.Digital accountYou are hereBusiness account (Conta PJ) with free Pix.Clara VeículosFuel across an open network of gas stations.

    Platform

    MobileAutonomy and real-time spending.Clara IntelligenceAI and predictive insights for your finances.DevelopersNew · MCPAPI, MCP, docs and developer resources.IntegrationsConnections to SAP, NetSuite and more.SecurityBank-grade protection.Clara GlobalAI-powered spend management and cross-border operations.
    Have you seen our new Accounting Module?Product releases
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    StartupsCorporate cards in minutes, with no personal guarantees.Small businessControl spend and speed up your growth.Mid-sized companiesScale with centralized policies and controls.Large companiesFinancial infrastructure for complex operations.

    By industry

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  • Pricing
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  • Colombia
  • Brazil

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ProductsCorporate cardSpend managementTravelPayAccounts payableDigital account You are hereClara VeículosHave you seen our new Accounting Module?MobileClara IntelligenceDevelopers New · MCPIntegrationsSecurityClara Global
SolutionsStartupsSmall businessMid-sized companiesLarge companiesAdvertising and MarketingRetailConstructionTravel
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ResourcesEvents and webinarsBlogAI MonitorProduct releasesReports and IntelligenceNewsroomCareersSwitch to ClaraTools
Pricing
BR·EN

Language

PortuguêsEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer login
See the demo (opens in a new tab)Sign up

Conta Clara: your company’s digital business account

Your Flexible Limit balance increases your credit limit and returns up to 110% of net CDI as a discount on your statement. Subject to credit approval.

We detected you're using a personal email. You can continue. Use your corporate email to continue with your signup.

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A person using Conta Clara, with shortcuts to raise the limit, pay, transfer and use Pix beside the digital account panel.

More than 45,000 companies trust Clara

  • Le Creuset
  • Magalu
  • Mottu
  • New Balance
  • Oakberry
  • Petlove
  • Chilli Beans
  • Sallve
  • Starbucks
  • Tommy Hilfiger
  • Toyota
  • Umbro
  • VTEX

The digital account that keeps pace with your operation

Pix, boletos and Flexible Limit in the same place as your company’s cards and expenses.

  • Flexible Limit

    Every R$1 you add becomes R$1 of limit. Subject to credit approval.

  • Free Pix

    Free Pix — single, scheduled and in batches of hundreds.

  • Total control

    Your company’s approvals, limits and cards on one platform.

More than an account. A financial platform for your growth.

Flexible Limit, Pix and spend management on the same platform as your corporate cards.

Integration with or without an ERP

Sync transactions with your ERP and close the month with your data organized on the platform.

Clara reconciliation with ERP and accounting systems.

Control before the spend happens

Approval flows, custom approval limits and real-time visibility.

Clara corporate cards and spending approval controls.

Pix with the control your company needs

Single, scheduled and batch Pix, with approval flows you configure and traceability for every payment.

  • Growth with control

    Use your balance to raise your card limit, set up payment flows with the rules, limits and approvals your operation needs, and count on two-factor authentication and full traceability.

    Clara instant payments and approval flows.
  • Organized boletos

    Pay and schedule boletos on the platform, with the history of every payment in one place.

    List of pending payments with approve and reject in bulk.
  • Free and batch Pix

    Free Pix — single, scheduled and in batches of hundreds.

  • Statement discount

    The Flexible Limit return is paid as a discount on your statement, not as cash in your account.

Turn infinite data into instant answers

Clara Intelligence turns your account and spending data into answers, alerts and actionable recommendations.

Clara Intelligence analyzing financial data.

Everything you need to know about Clara

Clear information on limits, global security and how Clara’s corporate card outperforms traditional business banking.

How does the credit limit work?

Every R$1 you add to the Flexible Limit becomes R$1 of credit limit. Subject to credit approval.

See also:

Clara’s plans and pricing

Where do I find my account statement?

Go to Company > Statements, filter by date and download it as a PDF.

See also:

Clara’s spend management

How does Conta Clara work?

Conta Clara is Clara’s digital business account: free Pix, boletos and Flexible Limit on the same platform as your corporate cards.

See also:

Clara’s Accounts Payable

How do I set up automatic debit to pay my statement?

Open the Company menu, find the Automatic Debit banner and click Get started. Requires an active Conta Clara.

See also:

Clara’s plans and pricing

What is Conta Clara?

Conta Clara is Clara’s digital business account, with free Pix and Flexible Limit. Every R$1 you add becomes R$1 of limit, and the Flexible Limit balance returns up to 110% of net CDI as a discount on your statement, subject to credit approval. Conditions may vary. It is not a bank account and is not covered by the FGC (Brazil’s deposit guarantee fund).

See also:

Clara’s corporate card

Create your account in minutes

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Clara

Clara empowers companies with financial agility and clarity.

BrazilGlobal
PortuguêsEnglish

Products

  • Corporate cards
  • Spend management
  • Travel spend management
  • Vendor payments
  • Digital business account
  • Fleet fuel card
  • Accounting fields
  • Security and compliance
  • Clara Global

Company size

  • Small business
  • Mid-sized companies
  • Large companies
  • Startup

Resources

  • Blog
  • Events and webinars
  • Product releases
  • Newsroom
  • Legal documentation
  • For developers
  • AI Monitor

Support

  • Help center (opens in a new tab)
  • Onboarding and training (opens in a new tab)
  • Switch to Clara
  • API documentation (opens in a new tab)
  • Careers (opens in a new tab)

Free tools

  • CDI calculator
  • Fuel consumption
  • ROI calculator
  • Km driven
  • Per diem calculator
  • Improper charges
  • Expense policy
  • Generate an expense policy (opens in a new tab)
  • See all

Clara for AI and developers

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Download on the App StoreAvailable on Google Play
Endeavor Outliers 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2026 — Clara. (opens in a new tab)

Brasil

Clara Instituição de Pagamento Ltda · CNPJ 41.538.335/0001-45

R. Dr. Renato Paes de Barros, 33, 15º andar, Itaim Bibi, São Paulo - SP, 04530-000 (opens in a new tab)

+55 11 3003-6993 · contato@clara.com

Clara products are offered by Clara's local entities in each market, in accordance with applicable local law.

A CLARA INSTITUIÇÃO DE PAGAMENTO LTDA. é uma instituição de pagamento autorizada pelo Banco Central do Brasil a atuar como emissora de moeda eletrônica e emissora de instrumento de pagamento pós-pago. A Clara não é uma instituição financeira e não realiza operações de crédito diretamente, atuando como correspondente bancário, nos termos do art. 3º da Resolução CMN nº 4.935 de 29 de julho de 2021, de: (i) Money Plus SCMEPP LTDA, inscrita no CNPJ/MF sob o nº 11.581.339/0001-45; e (ii) BMP MONEY PLUS SOCIEDADE DE CRÉDITO DIRETO S.A., inscrita no CNPJ/MF sob n° 34.337.707/0001-00, para a oferta de produtos e serviços que envolvam operações de crédito. A Clara participa do Pix na modalidade de provedor de conta transacional, com participação indireta no Sistema de Pagamentos Instantâneos – SPI, com liquidação de suas transações por meio dos serviços do Banco BTG Pactual SA, inscrito no CNPJ/MF sob o nº 30.306.294/0001-45. Mais informações podem ser obtidas no canal de atendimento da Clara ou das instituições mencionadas, que são instituições financeiras devidamente autorizadas pelo Banco Central do Brasil.

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