Financial efficiency for global enterprise operations
Manage spending across multiple entities, countries and currencies with centralized control and real-time visibility into every transaction.
More than 45,000 companies trust Clara
For finance teams that don't waste time
Centralized reimbursements
View, manage and approve your corporate reimbursements directly on the platform.
Custom approvals
Approve or reject payments with approval flows tailored to your team.
Card control
Turn corporate cards on or off in a few clicks.
ERP integration
Centralize your spending in Clara and track everything directly in your ERP.
Conta Clara: your company's digital business account
Your Flexible Limit balance increases your credit limit and returns up to 110% of net CDI as a discount on your statement. Subject to credit approval.
A card for every type of expense
Clara Black
For leadership and global travel. Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
Learn more
Clara White
When work happens outside the office. Give Mastercard cards to employees with recurring field expenses. Real-time control, no annual fee.
Physical Ships to your company
Learn more
Clara Virtual
Unlimited digital payments. Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
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Clara TravelPay
Global business mobility. Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreLess operational load, more strategic control
Cut manual tasks and repetitive processes so your team can focus on strategic decisions, while Clara brings spending, controls and reporting together in one place.
A world of exclusive perks with Clara Black
The corporate credit card for leaders who demand high capacity and zero hassle.VIP lounge accessConcierge serviceBaggage insuranceAnd many other benefits
Say goodbye to surprise spending
Get savings recommendations from our AI, manage reimbursements and make decisions with advanced analytics.
Manage employee spending in any country or currency
Everything your team needs to manage expenses across countries, without having to grow the finance operations team to keep up with growth.
Personalized executive support. 24 hours a day, 7 days a week.
Get support from our corporate account management team, experienced with market-leading companies.
Ensure compliance simply and automatically
Let Clara capture receipts, fill in memos and approve in real time. Set receipt requirements, apply spending limits and block risky categories or merchants — all before the spend happens.
- AI savings insights
- 20% savings
- 90% customer satisfaction
Connect Clara to your ERP and automate your finance workflow
Transactions arrive classified, matched to receipts and enriched with the accounting information your team needs.
Learn moreSAP · Zoho · Zoho Expense · Oracle NetSuite · Intuit QuickBooks · SFTP · Argo Solutions · Dynamics 365 · Espresso · Sankhya · Omie
Enterprise-grade security
We meet the highest global standards, including ISO 27001 and PCI DSS 4.0. Your financial data is protected by the same world-class infrastructure trusted by global leaders.
Trust center (opens in a new tab)- 3D Secure
- ISO 27001
- PCI DSS 4.0
One expense, from purchase to close
Here's how you control your team's spending with Clara: rules before every purchase, automatic receipt matching after, and data ready for the close.
A card for every expense, instantly
- Clara does
- Issues the virtual card instantly, with limit, rules and accounting fields already set.
- You decide
- Who uses it, how much and where: by person, team or project.
- Employees
- Gets their virtual card instantly and uses it from the app.
Every purchase follows your rules
- Clara does
- Applies your rules in real time: allowed categories, hours and amounts.
- You decide
- Freeze, unfreeze or cancel any card instantly.
- Employees
- Pays with the card or with Apple Pay, Google Pay and Garmin Pay.
One photo over WhatsApp. Done.
- Clara does
- AI Smart Match reconciles the receipt in under 5 seconds.
- You decide
- Which receipt each card requires before approval.
- Employees
- Sends a photo of the receipt over WhatsApp. Done.
What doesn't add up shows up before the close
- Clara does
- Flags out-of-policy expenses and duplicate subscriptions.
- You decide
- You approve at multiple levels, with the full context of the purchase.
- Employees
- Knows what they can spend: the rules are on the card.
The month closes with no manual entry
- Clara does
- Sends reconciled data to your ERP.
- You decide
- You review and close with data that arrives already reconciled.
- Employees
- No expense reports at the end of the month.
Try it: pick an expense and approve it
See Clara in action
Take a tour and see how cards, payments and spend management connect in one place.
See the demo (opens in a new tab)Everything you need to know about Clara
Clear information on limits, global security and how Clara's corporate card outperforms traditional business banking.
What does Clara offer large companies?
Clara offers large companies in Brazil corporate cards, spend management and accounts payable on one platform. The Pro and Enterprise plans include per-card limits and approval flows of up to five tiers. See the plans and pricing to learn what Enterprise covers.
See also: Clara plans and pricing
Does Clara integrate with NetSuite or SAP Concur?
Yes, Clara integrates with Oracle NetSuite and SAP Concur through connectors assisted by the Solutions team. The integration syncs classified transactions with their receipts; your team reconciles in the ERP. See the NetSuite and SAP Concur integrations.
See also: Oracle NetSuite integration, SAP Concur integration
What security certifications does Clara have?
Clara holds SOC 2 Type II, ISO 27001 and PCI DSS 4.0, verified by third parties. Use them as part of your company's security review, along with the platform's roles and permissions. See the security page for details.
See also: Clara security
Can I set up multi-level approvals?
Yes, Clara lets you set up approval flows of up to five tiers on the Pro and Enterprise plans. Each flow is defined by amount or request type, and approvers decide within Clara. See the spend management page to learn how it fits in.
See also: Clara spend management
How does Clara apply the expense policy to thousands of transactions?
Clara applies the expense policy to thousands of transactions with the Policy Agent, which reads every receipt and flags the ones that may need review. The agent doesn't block cards or decide for your team: finance reviews and can override the alert. See how the Policy Agent works.
See also: Clara Policy Agent
Which companies already use Clara?
More than 45,000 companies in Brazil, Mexico and Colombia use Clara to manage corporate spending. The number is regional and isn't published by country. Read customer stories from different industries on the customers page.
See also: Clara customers