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Clara
  • Products

    Corporate cardBlack, White and Virtual cards for your whole team.Spend managementYou are hereEliminate manual reports and unexpected costs.TravelPayTravel expenses under control, with global acceptance.Accounts payableVendor payments and boletos in minutes, not days.Digital accountBusiness account (Conta PJ) with free Pix.Clara VeículosFuel across an open network of gas stations.

    Platform

    MobileAutonomy and real-time spending.Clara IntelligenceAI and predictive insights for your finances.DevelopersNew · MCPAPI, MCP, docs and developer resources.IntegrationsConnections to SAP, NetSuite and more.SecurityBank-grade protection.Clara GlobalAI-powered spend management and cross-border operations.
    Have you seen our new Accounting Module?Product releases
  • By company size

    StartupsCorporate cards in minutes, with no personal guarantees.Small businessControl spend and speed up your growth.Mid-sized companiesScale with centralized policies and controls.Large companiesFinancial infrastructure for complex operations.

    By industry

    Advertising and MarketingManage high ad volumes with virtual cards and dedicated tracking.RetailSimplify spend across multiple locations and inventory purchasing workflows.ConstructionField spend management and real-time project cost tracking.TravelGlobal T&E agility with VCN security and Mastercard acceptance.
  • Customers
  • Insights

    Events and webinarsConferences, product demos and masterclasses.BlogScaling, financial technology and corporate spend.AI MonitorTrack how much companies spend on AI tools.Product releasesCards, spend management, payments and our AI suite.Reports and IntelligenceData-driven guides to your company's financial health.

    Company · Support

    NewsroomHeadlines and official updates from the Clara team.CareersBuild the next generation of financial infrastructure.Switch to ClaraHow to move your finance stack to Clara.ToolsCalculators and templates to measure your operational ROI.
  • Pricing
BR·EN

Language

PortuguêsEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer loginSee the demo (opens in a new tab)Sign up
ProductsCorporate cardSpend management You are hereTravelPayAccounts payableDigital accountClara VeículosHave you seen our new Accounting Module?MobileClara IntelligenceDevelopers New · MCPIntegrationsSecurityClara Global
SolutionsStartupsSmall businessMid-sized companiesLarge companiesAdvertising and MarketingRetailConstructionTravel
Customers
ResourcesEvents and webinarsBlogAI MonitorProduct releasesReports and IntelligenceNewsroomCareersSwitch to ClaraTools
Pricing
BR·EN

Language

PortuguêsEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer login
See the demo (opens in a new tab)Sign up

The financial intelligence platform for companies in Brazil

Clara automates your finances with AI, so your business moves fast without losing control.

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Clara spend management dashboard for Brazil.

Trusted by more than 45,000 companies across Latin America

FilaNew BalanceBVInfracommerceCNAMottuOak BerryDengoSallve

All of this adds up to:

saved per finance team each year
156h
less manual accounting work
75%
more tax deductions
30%

No more chasing receipts. Keep expenses under control.

Receipts reconciled automatically

Employees send receipts via WhatsApp, email, or the app. Clara matches each one to the right transaction instantly.

Invoice automatically matched to a transaction

Every expense within policy

Clara’s agent applies your rules in real time and flags out-of-policy expenses before close.

Out-of-policy expense flagged

Approve from anywhere, with full context

See the receipt, policy status, budget impact, and exceptions in one place, then approve with one click.

Approve expenses with full context

Accounting ready before close

Merchant, tax, and expense information on every transaction. Send complete records to your ERP.

Accounting data prepared from a receipt

Connect Clara to your ERP and automate the finance workflow

Transactions arrive classified, linked to receipts, and enriched with the accounting information your team needs.

The AI analyst and auditor your team needs

Clara Intelligence works on every expense to explain spending, surface conflicts, and prepare cleaner accounting data.

  • Financial Analyst: understand your spending instantly

    With Financial Analyst, get instant answers about your spending. Analyze monthly performance, compare periods, and uncover recommendations ready to share.

  • Policy Agent: automate your policy, stay in control

    Upload your expense policy. The agent evaluates every transaction in real time and flags what needs review. Your team focuses only on the exceptions.

For high-performing finance teams

FinanceManagersEmployees
  • All payments in one place

    Bring vendors, fuel, travel and reimbursements into a single flow, with visibility and control over every payment.

    Explore
  • A close without rework

    Get to month-end close with receipts, cost centers and accounting data already linked to every transaction, with no manual reconciliation.

    Explore
  • From data to action

    Use Clara’s AI to turn spend data into decisions, and decisions into action.

    Explore
  • Only the approvals that matter

    Approve only what needs your attention, with flows that route every expense to the right person.

    Explore
  • Per-card control

    Set limits, spend categories, receipt requirements and controls for each card.

    Explore
  • Visibility before close

    See your team’s spending without waiting for month-end close.

    Explore
  • Receipts linked to every expense

    Send receipts over WhatsApp or email. Clara links each receipt to the right transaction.

    Explore
  • Spending within the rules

    Use your Clara card with the limits and rules your company has already set.

    Explore
  • Reimbursements without spreadsheets

    Request and receive reimbursements for out-of-pocket expenses without relying on spreadsheets, emails or message threads.

    Explore

From decentralized follow-up to continuous control.

The same expense, step by step: what changes in receipts, approvals, accounting, and reports.

Without ClaraWith Clara
  • Receipts & evidence
    Without Clara

    Evidence scattered across inboxes and chats

    With Clara

    Evidence connected to every transaction

  • Approvals
    Without Clara

    Approvals without complete context

    With Clara

    Requirements and exceptions flagged early

  • Accounting close
    Without Clara

    Accounting classification delayed until close

    With Clara

    Accounting data captured in real time

  • Reports
    Without Clara

    Reports that explain the past

    With Clara

    Intelligence that helps Finance act

Everything you need to know about Clara

Still have questions?

Ask your favorite AI about Clara and get the answer you need.

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How do I calculate the ROI of implementing Clara?

Use our free ROI calculator to estimate the return on implementing spend management, cashback, and report automation with Clara. See the ROI calculator.

What is spend management software?

Clara’s spend management software centralizes how a company controls corporate expenses, vendor payments, and corporate cards on a single platform. It replaces spreadsheets and manual reconciliation with automated policies, real-time monitoring, and direct ERP sync — giving finance teams full visibility and control over every transaction. See Clara’s plans and pricing.

Is Clara secure and regulated?

Yes. Clara holds SOC 2 Type II, ISO 27001, and PCI DSS 4.0 certifications, and its cards are issued on the Mastercard network. Security covers the platform, your transaction data, and your team’s spend controls. Learn about Clara security to see how the controls work.

How is Clara different from a traditional corporate card?

The card is just the beginning. Unlike a traditional card, Clara brings corporate cards, spend management, and accounts payable together on one platform, with real-time spend controls, receipts, and accounting fields. Connect your ERP and Clara syncs classified transactions with their receipts; your team handles reconciliation. Compare Clara’s corporate card.

How does Clara improve financial processes?

Clara connects cards, expenses, and payments on a single platform. Every transaction is captured in real time, linked to its receipt or invoice, checked against your policy, and classified with the accounting data your ERP needs — so approvals happen faster and month-end close comes sooner. See Clara’s integration with your ERP.

Create your account in minutes

Explore our platform

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Clara

Clara empowers companies with financial agility and clarity.

MexicoColombiaBrazilGlobal
PortuguêsEnglish

Products

  • Corporate cards
  • Spend management
  • Travel spend management
  • Vendor payments
  • Digital business account
  • Fleet fuel card
  • Accounting fields
  • Security and compliance
  • Clara Global

Company size

  • Small business
  • Mid-sized companies
  • Large companies
  • Startup

Resources

  • Blog
  • Events and webinars
  • Product releases
  • Newsroom
  • Legal documentation
  • For developers
  • AI Monitor

Support

  • Help center (opens in a new tab)
  • Onboarding and training (opens in a new tab)
  • Switch to Clara
  • API documentation (opens in a new tab)
  • Careers (opens in a new tab)

Free tools

  • CDI calculator
  • Fuel consumption
  • ROI calculator
  • Km driven
  • Per diem calculator
  • Improper charges
  • Expense policy
  • Generate an expense policy (opens in a new tab)
  • See all

Clara for AI and developers

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Download on the App StoreAvailable on Google Play
Endeavor Outliers 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2026 — Clara. (opens in a new tab)

Brasil

Clara Instituição de Pagamento Ltda · CNPJ 41.538.335/0001-45

R. Dr. Renato Paes de Barros, 33, 15º andar, Itaim Bibi, São Paulo - SP, 04530-000 (opens in a new tab)

+55 11 3003-6993 · contato@clara.com

Clara products are offered by Clara's local entities in each market, in accordance with applicable local law.

A CLARA INSTITUIÇÃO DE PAGAMENTO LTDA. é uma instituição de pagamento autorizada pelo Banco Central do Brasil a atuar como emissora de moeda eletrônica e emissora de instrumento de pagamento pós-pago. A Clara não é uma instituição financeira e não realiza operações de crédito diretamente, atuando como correspondente bancário, nos termos do art. 3º da Resolução CMN nº 4.935 de 29 de julho de 2021, de: (i) Money Plus SCMEPP LTDA, inscrita no CNPJ/MF sob o nº 11.581.339/0001-45; e (ii) BMP MONEY PLUS SOCIEDADE DE CRÉDITO DIRETO S.A., inscrita no CNPJ/MF sob n° 34.337.707/0001-00, para a oferta de produtos e serviços que envolvam operações de crédito. A Clara participa do Pix na modalidade de provedor de conta transacional, com participação indireta no Sistema de Pagamentos Instantâneos – SPI, com liquidação de suas transações por meio dos serviços do Banco BTG Pactual SA, inscrito no CNPJ/MF sob o nº 30.306.294/0001-45. Mais informações podem ser obtidas no canal de atendimento da Clara ou das instituições mencionadas, que são instituições financeiras devidamente autorizadas pelo Banco Central do Brasil.

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