Spend fast. Grow even faster.
Corporate cards in minutes, with no personal guarantees or bank paperwork. Built for fast-moving startups: a flexible credit line, unlimited cards for your team and full control from day one.
- 2KCards created
- 1M+Transactions per minute
More than 45,000 companies trust Clara
Your team, fully equipped to keep finance flowing
Corporate Credit Cards
Global cards with customizable limits and categories. Autonomy for the team, full visibility for you.
Clara TravelPay
Virtual cards for every travel expense. More visibility into unexpected or unauthorized charges.
Less paperwork, more speed
Automatic, hassle-free reimbursements for out-of-pocket spending. Less paperwork, faster payback.
Smart Limits
No more guessing where the money is going. Smart limits and rules keep everything aligned, without having to watch every step.
Approval Flows
No bottlenecks, no delays. Custom approval flows route every request to the right people at the right time.
A close without the rush
Forget the month-end rush. Receipts and transactions sync automatically. Your reports are ready whenever you need them.
Your policy, actually followed
Set up automatic approvals by amount and spend type, and prevent out-of-policy expenses.
Smarter financial management
Our AI agent understands your data and delivers insights that make your analysis and decisions easier.
Reimbursements without manual work
Your team submits everything through the app and you approve on the Platform, without chasing anyone.
Corporate cards that grow with your team
Clara Black
Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
Learn more
Clara White
Give Mastercard cards to employees with recurring expenses in the field. Real-time control, no annual fee.
Physical Ships to your company
Learn more
Clara Virtual
Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
Learn moreClara Travel
Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreA digital account built into the platform
Centralize your company's money in an account that earns returns automatically, with full spend visibility and direct control from the platform.
The smartest platform for your Clara cards
Take full control of your company's spending with the Clara Platform. Available wherever you are, for both admins and cardholders, and fully powered by Clara Intelligence.
Backed by global leaders
One expense, from purchase to close
Here's how you control your team's spending with Clara: rules before every purchase, automatic receipt matching after, and data ready for the close.
A card for every expense, instantly
- Clara does
- Issues the virtual card instantly, with limit, rules and accounting fields already set.
- You decide
- Who uses it, how much and where: by person, team or project.
- Employees
- Gets their virtual card instantly and uses it from the app.
Every purchase follows your rules
- Clara does
- Applies your rules in real time: allowed categories, hours and amounts.
- You decide
- Freeze, unfreeze or cancel any card instantly.
- Employees
- Pays with the card or with Apple Pay, Google Pay and Garmin Pay.
One photo over WhatsApp. Done.
- Clara does
- AI Smart Match reconciles the receipt in under 5 seconds.
- You decide
- Which receipt each card requires before approval.
- Employees
- Sends a photo of the receipt over WhatsApp. Done.
What doesn't add up shows up before the close
- Clara does
- Flags out-of-policy expenses and duplicate subscriptions.
- You decide
- You approve at multiple levels, with the full context of the purchase.
- Employees
- Knows what they can spend: the rules are on the card.
The month closes with no manual entry
- Clara does
- Sends reconciled data to your ERP.
- You decide
- You review and close with data that arrives already reconciled.
- Employees
- No expense reports at the end of the month.
Try it: pick an expense and approve it
See Clara in action
Take a tour and see how cards, payments and spend management connect in one place.
See the demo (opens in a new tab)Everything you need to know about Clara
Clear information on limits, global security and how Clara's corporate card outperforms traditional business banking.
Does Clara work for an early-stage startup?
Yes, Clara works for an early-stage startup in Brazil: it brings corporate cards, spend management and accounts payable together on one platform. You can issue cards for your team and control spending on the same platform. See the plans and pricing to choose the one for your stage.
See also: Clara plans and pricing
How do I get started with Clara at my startup?
Sign up in minutes: the card is just the beginning. Next you set up limits, receipts and accounting fields, and the Solutions team connects your ERP so expenses reach your books already classified. See the plans and pricing before you sign up.
See also: Clara plans and pricing
How do I control team expenses without slowing down operations?
You control team expenses with per-card limits, merchant restrictions and approval flows in Clara. Employees pay with the card and finance reviews on the same platform, without asking for receipts by message. See the spend management page.
See also: Clara spend management
How many cards can I give my team with Clara?
In Brazil, you can give your team the cards it needs: Clara doesn't charge per card, it charges for the platform plan. You can issue physical White cards and virtual cards for each person or project. See the virtual cards page for the digital flow.
See also: Clara virtual cards
How do I manage software subscriptions and advertising with Clara?
You manage subscriptions and advertising with Clara virtual cards, one per vendor or campaign, each with its own limit and restrictions. That keeps a recurring charge from growing unchecked, and you see the expense on the same platform. See the advertising and marketing spend page.
See also: advertising and marketing spend
How do I calculate the true cost of each employee with Clara?
You calculate the true cost of each employee with Clara's employee cost calculator, which adds up salary, benefits and payroll charges. The result helps you plan headcount spending and compare total cost with operating expenses. Use the calculator before you open a new position.
See also: employee cost calculator