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Clara
  • Products

    Corporate cardBlack, White and Virtual cards for your whole team.Spend managementEliminate manual reports and unexpected costs.TravelPayTravel expenses under control, with global acceptance.Accounts payableProcess vendor payments and invoices in minutes.Clara Fleet CardManage your fleet's fuel spend.Tax intelligenceTurn simple receipts into valid CFDI e-invoices.

    Platform

    MobileAutonomy and real-time spend control.Clara IntelligenceAI and predictive analytics for your finances.DevelopersNew · MCPAPI, MCP, docs and developer resources.IntegrationsConnections to SAP, NetSuite and more.SecurityBank-grade protection.Clara GlobalAI-powered spend management and cross-border operations.
    Have you seen our new Accounting Module?Product releases
  • By company size

    StartupsYou are hereCorporate cards in minutes, with no personal guarantees.Small businessControl spend and speed up your growth.Mid-sized companiesScale with centralized policies and controls.EnterpriseFinancial infrastructure for complex operations.

    By industry

    Advertising and MarketingManage high ad volumes with virtual cards and dedicated tracking.RetailSimplify spend across multiple locations and inventory purchasing workflows.ConstructionField spend management and real-time project cost tracking.TravelGlobal T&E agility with VCN security and Mastercard acceptance.
  • Customers
  • Insights

    Events and webinarsConferences, product demos and masterclasses.BlogScaling, financial technology and corporate spend.AI MonitorTrack how much companies spend on AI tools.Product releasesCards, spend management, payments and our AI suite.Reports and intelligenceData-driven guides to your company's financial health.

    Company · Support

    NewsroomHeadlines and official updates from the Clara team.CareersBuild the next generation of financial infrastructure.Switch to ClaraHow to move your finance stack to Clara.ToolsCalculators and templates to measure your operational ROI.
  • Pricing
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  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer loginSee the demo (opens in a new tab)Sign up
ProductsCorporate cardSpend managementTravelPayAccounts payableClara Fleet CardTax intelligenceHave you seen our new Accounting Module?MobileClara IntelligenceDevelopers New · MCPIntegrationsSecurityClara Global
SolutionsStartupsSmall businessMid-sized companiesEnterpriseAdvertising and MarketingRetailConstructionTravel
Customers
ResourcesEvents and webinarsBlogAI MonitorProduct releasesReports and intelligenceNewsroomCareersSwitch to ClaraTools
Pricing
MX·EN

Language

EspañolEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer login
See the demo (opens in a new tab)Sign up

Spend fast. Grow faster.Spend fast. Grow faster.

Corporate cards in minutes, with no personal guarantees or bank paperwork. Built for fast-moving startups: a flexible credit line, unlimited cards for your team and full control from day one.Corporate cards in minutes, with no personal guarantees or bank paperwork. Built for fast-moving startups: a flexible credit line, unlimited cards for your team and full control from day one.

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Monthly limitExample

$ 20,400 of $ 30,000

  • 2KCards created
  • 1M+Transactions per minute

More than 45,000 companies trust Clara

  • Telefónica
  • Schneider Electric
  • Hilton
  • Mapfre
  • Krispy Kreme
  • Miniso
  • Smart Fit
  • GNC
  • Rappi
  • Panamerican
  • Viva
  • Ocesa

Everything works when everyone has the tools they need.

EmployeesManagersAccountants
  • Corporate Cards

    Global corporate cards with customizable limits and controls to scale team spending without losing financial control.

  • Clara TravelPay

    Virtual cards for business travel with full visibility: control every expense, prevent unauthorized charges and simplify reporting.

  • Automated Reimbursements

    Automated expense reimbursements that eliminate manual paperwork and speed up employee payouts with smart workflows.

  • Smart Card Controls

    Scale your team's spending without losing control: smart limits and automated rules keep everything aligned without constant oversight.

  • Automated Approval Flows

    Automate expense approvals with custom flows that eliminate bottlenecks and speed up decisions without losing visibility.

  • Data ready for your ERP

    Close faster, scale without friction: Clara matches receipts to transactions and gets the data ready for your ERP, so your team can focus on growth.

  • Automatic policy compliance

    Automate approvals by amount and category: enforce policies without blocking your team or creating operational friction.

  • AI-powered financial management

    An AI agent that analyzes financial data in real time and generates insights for strategic CFO decisions.

  • Reimbursements without manual work

    Automate expense reimbursements: employees upload from the mobile app and accountants approve on the platform, with no manual follow-up.

Corporate cards that grow with your team

New cardExample

TypePhysical · Black

Monthly limit$150,000.00

Rules

  • World Elite
  • VIP lounges
  • Concierge

Clara Black

Unlock premium limits and exclusive institutional benefits.

Physical · Ships to your company

Learn More

New cardExample

TypePhysical · White

Monthly limit$30,000.00

Rules

  • Recurring expenses
  • Real-time control

Clara White

Give Mastercard cards to employees with recurring expenses in the field. Real-time control, no annual fee.

Physical · Ships to your company

Learn More
Software•••• 4821Ads•••• 4958AI•••• 5095

New cardExample

TypeVirtual

Monthly limit$80,000.00

Rules

  • Software
  • Ads
  • AI

Clara Virtual

Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.

Virtual · Instantly

Learn More

New cardExample

TypeVirtual · Travel

Monthly limit$50,000.00

Rules

  • Amount
  • Vendor
  • Dates

Clara Travel

Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.

Virtual · Instantly

Learn More

Unlimited cards for startups, with no personal guarantees

  • Stop using your personal card. Get corporate cards for your whole team with customizable limits and approval from your admin. Create all the physical or virtual cards your startup needs for purchases in Mexico or abroad.

    Learn More
    Clara unlimited startup cards illustration.
    • Credit line$ 9,000,000Finance this payment with a fee for up to 41 days.
    • Own funds$ 1,000,000Pay from your STP digital account with no fees.
  • The smartest platform for your Clara cards

    Take full control of your company's spending with the Clara Platform. Available wherever you are, for both admins and cardholders, and powered by Clara Intelligence.

    Explore our platform
    Clara platform spend dashboard for Mexico.

Backed by global leaders

  • Notable Capital
  • DST Global
  • General Catalyst
  • Coatue
  • ICONIQ
  • Citius
  • Goldman Sachs
  • Kaszek
  • Monashees
  • SV Angel
  • Canary
  • A*
  • Picus Capital
  • Citi Ventures
  • Acrew
  • Avid Ventures
  • BoxGroup
  • Soma Capital

One expense, from purchase to close

Here's how you control your team's spending with Clara: rules before every purchase, automatic receipt matching after, and data ready for the close.

View as
ExpenseExample
Software license$12,400.00

Issued · limit and rules set

A card for every expense, instantly

Clara does
Issues the virtual card instantly, with limit, rules and accounting fields already set.
You decide
Who uses it, how much and where: by person, team or project.
Employees
Gets their virtual card instantly and uses it from the app.
ExpenseExample
Software license$12,400.00

Approved · within the rule

Every purchase follows your rules

Clara does
Applies your rules in real time: allowed categories, hours and amounts.
You decide
Freeze, unfreeze or cancel any card instantly.
Employees
Pays with the card or with a compatible digital wallet.
ExpenseExample
Software license$12,400.00

Verified · CFDI retrieved from the SAT

One photo over WhatsApp. Done.

Clara does
AI Smart Match reconciles the receipt in under 5 seconds and retrieves your CFDIs from the SAT.
You decide
Which receipt each card requires before approval.
Employees
Sends a photo of the receipt over WhatsApp. Done.
ExpenseExample
Software license$12,400.00

Reviewed · no alerts

What doesn't add up shows up before the close

Clara does
Flags out-of-policy expenses and duplicate subscriptions.
You decide
You approve at multiple levels, with the full context of the purchase.
Employees
Knows what they can spend: the rules live on their card.
ExpenseExample
Software license$12,400.00

Closed · sent to your ERP

The month closes with no manual entry

Clara does
Sends reconciled data to your ERP.
You decide
You review and close with data that arrives already reconciled.
Employees
No expense reports at the end of the month.
Back to table
December 17, 2025
December 16, 2025
Transaction detail✕
In review
Central Offices
$12,480.00
Dec 17, 2025 · Authorized · Mateo ArreolaMore details
This transaction is out of policy
DetailReviewActivity
TagsCategorize your expenses with tags. Add as many as you need.Select tags
DescriptionWrite a reason for the expense.0/200 characters
invoice_01.pdf InvoiceVerified by Clara Intelligence
Issuer RFC:OCE150123AB4
Issuer name:Central Offices
Folio:183
Recipient RFC:NEM200430K17
Recipient name:Company name
Tax regime:General Law of Legal Entities
CFDI use:General expenses
Fiscal folio:2D1D32B8-0537-4F43-B9D2
CSD serial no.:00001000000701844651
Series:PE
Issue date:2025-12-17 11:42:08
Effect:Income
Export:Not applicable

Items

CodeDescriptionQty.UnitAmount
44121600Stationery and office supplies1Service10,758.62
Currency:Mexican peso
Payment method:Transfer (SPEI)
Payment means:Single installment
Subtotal$10,758.62IVA 16%$1,721.38Total$12,480.00
CFDI digital seal:SAT digital seal:
Original string of the SAT digital certification complement:
Uploadinvoice_01.pdfinvoice
More actions

Try it: pick an expense and approve it

See Clara in action

Take a tour and see how cards, payments and spend management come together in one place.

See the demo (opens in a new tab)

Everything you need to know about Clara

Clear information on limits, global security and how Clara's corporate card outperforms traditional business banking.

Does Clara work for an early-stage startup?

Yes, Clara works for an early-stage startup in Mexico: it brings corporate cards, spend management and accounts payable together on one platform. You can issue cards for your team and control spending on the same platform. Check the plans and pricing to choose the one that fits your stage.

See also: Clara plans and pricing

How do I get started with Clara at my startup?

Sign up in minutes: the card is just the beginning. Next you set up limits, receipts and accounting fields, and the Solutions team connects your ERP so spending reaches your books already classified. Check the plans and pricing before you sign up.

See also: Clara plans and pricing

How do I control team spending without slowing down operations?

You control team spending with per-card limits, merchant restrictions and approval flows in Clara. Employees pay with their card and finance reviews on the same platform, without chasing receipts over chat. Read the guide to managing a startup's expenses.

See also: Clara spend management, how to manage a startup's expenses

How many cards can I give my team with Clara?

In Mexico you can give your team as many cards as it needs: Clara doesn't charge per card, it charges for the platform plan. You can issue physical White cards and virtual cards for each person or project. See the virtual cards page for the digital flow.

See also: Clara virtual cards

How do I manage software subscriptions and advertising with Clara?

You manage subscriptions and advertising with Clara virtual cards, one per vendor or campaign, each with its own limit and restrictions. That keeps a recurring charge from growing unchecked, and you see the spending on the same platform. Read the guide to advertising and marketing spend.

See also: advertising and marketing spend

How do I calculate the true cost of each employee with Clara?

You calculate the true cost of each employee with Clara's employer cost calculator, which adds up salary, benefits and payroll taxes. The result helps you budget for headcount and compare total cost with operating expenses. Use the calculator before you open a new position.

See also: employer cost calculator

Create your account in minutes

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Clara

Clara empowers companies with financial agility and clarity.

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Products

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  • Recupera Facturas with Clara
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  • Switch to Clara
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  • Careers (opens in a new tab)

Free tools

  • CDI calculator
  • Fuel consumption
  • ROI calculator
  • KM calculator
  • Per diem calculator
  • Unrecognized charges
  • Expense policy
  • Generate an expense policy (opens in a new tab)
  • See all

Clara for AI and developers

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México

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+52 55 70 05 51 96 · contacto@clara.com

Clara products are offered by Clara's local entities in each market, in accordance with applicable local law.

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