The business credit card for growing with control
More than 45,000 companies trust Clara
Corporate cards built for those who scale with control
Clara Black
For leadership and global travel. Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
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Clara White
When work happens outside the office. Give Mastercard cards to employees with recurring field expenses. Real-time control, no annual fee.
Physical Ships to your company
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Clara Virtual
Unlimited digital payments. Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
Learn moreClara TravelPay
Global Business Mobility. Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreA world of exclusivity with Clara Black
The corporate credit card for leaders who demand high capacity and zero friction.
VIP lounge access
Concierge service
Baggage insurance
And many more benefits
The smartest platform for your Clara cards
Take full control of your company's spending with the Clara Platform. Available wherever you are, for admins and cardholders alike, and powered by Clara Intelligence.
What changes when finance runs on Clara
This is how the month changed for finance teams like yours.
- smartfitWorkflows
“Financial management from two weeks to five minutes.”
Rodrigo San Pedro
Finance Director Smart FitSee testimonial - RunaWorkflows
“In less than 24 hours I could have my card and my employees’ cards.”
Courtney McColgan
CEO and founder RunaSee testimonial - TruoraSpend control
“Being on the other side of the world and having your card come through for you is super important. I give Clara’s customer service a 10 out of 10.”
See testimonial - PlennaSpend control
Consolidated expenses and visibility into how and where the team spends
See testimonial
Everything you need to know about Clara
Clear answers on limits, global security and how the Clara corporate card outperforms traditional business banking.
How do I calculate the ROI of implementing Clara?
Use our free ROI calculator to estimate the return on implementing corporate cards, cashback and spend control with Clara.
How is Clara different from Brex, Ramp or Mercury?
Brex, Ramp and Mercury are built mainly for the US market. Clara is built specifically for Latin America: cards issued locally in Mexico, Brazil and Colombia for wider acceptance; in Mexico, native SAT and CFDI compliance; support in Spanish and Portuguese; and pricing in local currency. In Mexico, International Payments cover 40 countries in 10 currencies.
What is the Clara corporate card?
The Clara corporate card is a business credit card issued by Mastercard with built-in software controls. It sets limits per card, restricts merchant categories and lets you define spending rules; the Policy Agent flags anything that needs review. Clara syncs categorized transactions with their receipts; your team reconciles. Available as a virtual card (instant) or a physical card, with up to 40 days of credit.
What does it mean when a card's status is 'Restricted'?
It means your card follows time-based rules set by your admin: it's waiting for its allowed usage window to start.
Is there a cancellation policy for cards?
Clara cancels Virtual and White cards that go unused for an extended period. This doesn't apply to Black.
Can I use my Clara card with Apple Pay or Google Pay?
Yes. Clara cards work with compatible digital wallets, where available; the Fleet card is not compatible. Add your virtual or physical card to your digital wallet in a few steps and pay contactless wherever contactless payments are accepted.
How do I change a card's limit?
Go to Cards > select the card > Edit > change the credit limit. The request follows the approval flow you've set up.
What should I do if my card is stolen or cloned?
Lock your card immediately from the platform or the app. Let your administrator know and report the incident to support.
How long does my Clara card take to arrive?
Virtual cards are available instantly. Physical cards ship to your company's address, and you can track the shipment status in the Clara platform.
How do I activate my Clara card?
Clara White and Black cards are activated in the app. Virtual cards are activated automatically when you create them.
How do I create cards in Clara?
Go to Cards > New card and fill in the form with the type (Virtual, White, Black), limit and settings. There's no limit on additional cards.