The business credit card for growing with control
More than 45,000 companies trust Clara
Corporate cards built for those who scale with control
Clara Black
For leadership and global travel. Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
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Clara White
When work happens outside the office. Give Mastercard cards to employees with recurring field expenses. Real-time control, no annual fee.
Physical Ships to your company
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Clara Virtual
Unlimited digital payments. Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
Learn moreClara TravelPay
Global Business Mobility. Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreA world of exclusivity with Clara Black
The corporate credit card for leaders who demand high capacity and zero friction.
VIP lounge access
Concierge service
Baggage insurance
And many more benefits
The smartest platform for your Clara cards
Take full control of your company's spending with the Clara Platform. Available wherever you are, for admins and cardholders alike, and powered by Clara Intelligence.
What changes when finance runs on Clara
Everything you need to know about Clara
Clear answers on limits, global security and how the Clara corporate card outperforms traditional business banking.
How is Clara different from Brex, Ramp or Mercury?
Brex, Ramp and Mercury are built mainly for the US market. Clara is built specifically for Latin America: cards issued locally in Mexico, Brazil and Colombia for wider acceptance; in Colombia, native DIAN compliance; support in Spanish and Portuguese; and pricing in local currency. The card is accepted on the Mastercard network, subject to card and merchant rules.
What is the Clara corporate card?
The Clara corporate card is a business credit card issued by Mastercard with built-in software controls. It sets limits per card, restricts merchant categories and lets you define spending rules; the Policy Agent flags anything that needs review. Clara syncs categorized transactions with their receipts; your team reconciles. Available as a virtual card (instant) or a physical card, with up to 40 days of credit.
What does it mean when a card's status is 'Restricted'?
It means your card follows the time-based rules your administrator set for the company's budget.
Is there a cancellation policy for cards?
Clara cancels Virtual and White cards that go unused for an extended period. This doesn't apply to Black.
Can I use my Clara card with Apple Pay or Google Pay?
Yes. Clara cards work with compatible digital wallets, where available; the Fleet card is not compatible. Add your virtual or physical card to your digital wallet in a few steps and pay contactless wherever contactless payments are accepted.
How do I change my card's limit?
Go to Cards > select the card > Edit > change the limit. The request follows the approval flow you've set up.
What should I do if my card is cloned or stolen?
Tell your manager or Owner, lock the card from the platform, and report it through our contact channels.
How long does my card take to arrive?
Virtual cards are available instantly. Physical White and Black cards ship to your company's address, and you can track the shipment status in the Clara platform.
How do I activate my physical card?
Physical Clara White and Black cards are activated in the app. Virtual cards are activated automatically when you create them.
How do I request a card in Clara?
Go to Cards > New card, choose the type, and set the limit and restrictions. There's no limit on additional cards.