Total control over your digital spend
Everything works when everyone has the tools they need
Clara Intelligence™
Insights analyzes Clara card payments and shows possible savings as alerts (duplicate subscriptions, price changes…).
Spend Management platform
Automated expense reports, approvals and compliance for full visibility and less manual work.
Corporate credit cards
Global cards with customizable limits and controls so teams can spend with confidence.
Clara TravelPay
Virtual cards and tracking for every travel-related payment. Improve visibility and prevent unexpected or unauthorized charges.
Reimbursements
Fast, automated reimbursement flows for out-of-pocket expenses that eliminate paperwork and speed up repayments.
Financial analyst
Stop chasing budgets manually. Your AI assistant delivers the insights you need before problems escalate.
Expense review
Skip the slow line-by-line review and let automated validations flag the real issues for an easy approval.
Card control options
Stop guessing what teams spend on, with smart limits and rules that keep everything aligned without constant oversight.
Approval flows
Stop getting stuck in bottlenecks with custom approval paths, so requests move through the right people smoothly and on time.
Smart Match
Forget the month-end cleanup: receipts and transactions sync automatically and your reports are ready when you are.
Corporate cards
Stop using personal cards for work: physical, virtual and single-use options make every purchase simple and covered.
Custom cards
Stop worrying about spending the wrong way, because your card’s limits and rules guide every payment automatically.
Reimbursements
Forget the piles of receipts, with quick submissions and fast payouts that make getting your money back effortless.
Invoice recovery
Forget manual data entry: now uploading an invoice is all it takes for everything to be captured and organized.
Smart Match
No more scrambling for receipts. Your expenses match and complete themselves automatically while you focus on real work.
Everything you need to know about Clara
Clear information on limits, global security and how Clara’s corporate card outpaces traditional business banking.
What is a Clara corporate virtual card?
A Clara corporate virtual card is a digital card number your company creates and uses for online purchases, without waiting for a physical card. It is issued instantly with limits, restrictions and accounting fields already set up. In Colombia, you can use it for subscriptions, advertising and online vendor purchases.
See also: business credit card
How do I issue a virtual card in Clara?
You issue a virtual card in Clara from the platform or the app. You choose the user or the purpose, set the limit and restrictions, and the card is available instantly. It needs no physical delivery or later activation, and you can create cards by team, project or specific expense.
See also: Clara app
Which expenses is a Clara virtual card best for?
The Clara virtual card is best for software subscriptions, digital advertising and online vendors, where there is no physical purchase or counter receipt. It also lets you give a project or a person a fixed limit. See the guide to advertising and marketing spend.
See also: advertising and marketing spend
How many virtual cards can I have, and how much do they cost?
In Colombia, the free plan includes Limited cards; cards without that limit are available only on Enterprise. Clara charges for the platform plan, not per card. Single-use cards are available only where the product allows it, and you can review the plans on the pricing page.
See also: Clara plans and pricing
How secure are Clara virtual cards?
Clara virtual cards use the same platform controls: per-card limits, merchant restrictions and locking from Clara. Clara holds SOC 2 Type II, ISO 27001 and PCI DSS 4.0. Don’t share the full number with anyone who shouldn’t use it.
See also: Clara security
Virtual or physical Clara card: which does my team need?
If your team buys online, it needs Clara virtual cards; if it makes in-person or field purchases, it needs physical White cards. Many companies combine both: virtual for subscriptions and advertising, physical for everyday spend. See the White card page to compare.
See also: Clara White card