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Clara
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The AI engine powering your financial growthThe AI engine powering your financial growth

From invoice recovery to real-time forecasting, equip your team with a suite of intelligent agents that work 24/7 to protect your bottom line.From invoice recovery to real-time forecasting, equip your team with a suite of intelligent agents that work 24/7 to protect your bottom line.

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Native AI powering your financial structure

Clara IntelligenceMonthly read

Company spend totaled USD 132.2K across 21 expenses, concentrated in the last two months. This month's USD 39K is down 58% from last month.

Sep 16, 2026↻ Regenerate
i

Marketing drives total spend

USD 52K, or 39% of all spend.

Next month forecastUSD 22,035
Avg approval time1 day
High confidence

Auto-approve Travel up to USD 500.00

Decisions
14
Approved
100%
Up to
USD 500.00
Typical wait
6 h

Backtest, last 90 days: would have auto-approved 14 · 14 approved by a human · 0 rejected

DismissActivate

More than 45,000 companies trust Clara

TelecolombiaMovistarRappiRCNSmart FitKavakWyndhamClear ChannelBitsoKIO NetworksJuan ValdezChery

AI that understands context, not just code.

+ Business credit cards

  • Financial analyst agent

    Ask complex questions about spend trends or quarterly projections directly through our intuitive chat interface. Get instant answers grounded in data, to optimize your cash flow and make sure every card transaction aligns with your growth strategy.

  • Smart data extraction

    Instantly extract enriched data from any receipt. Our AI detects errors, categorizes expenses, and validates vendor details with 99% precision.

  • Automated invoice recovery

    Stop chasing vendors. Clara automatically turns simple receipts into valid e-invoices (Factura Electrónica), ensuring 100% tax compliance without manual intervention.

Clara Intelligence agents

The Policy Agent applies your company’s rules to every card transaction and explains what needs attention.

Meet the Policy Agent

The smartest platform for your Clara cards

Take full control of your company’s spending with the Clara Platform. Available wherever you are, for admins and cardholders alike, and powered by Clara Intelligence.

Explore our platform (opens in a new tab)

Stop paying for bureaucracy

Hours saved per year
>240
Days reclaimed annually
12+
Days of productivity
43K+

Talk to your data with Clara Intelligence

An AI engine that processes your financial data in real time, detects anomalies, projects trends, and generates strategic recommendations automatically.

See the demo (opens in a new tab)

Clara Intelligence

What did the team spend the most on this quarter?

Software and travel account for most of this quarter’s spend. Here’s the breakdown by category.

Spend by category · this quarter: Software 38%, Travel 27%, Marketing 19%, Other expenses 16%

  • Software grew 12% over last quarter, mostly from new licenses.
  • Travel is running 6% under this quarter’s budget.

What's the forecast spend for next quarter?

If the current pace holds, next quarter’s spend will be similar to this one. Here’s the projection by month.

Monthly spend: Jul, Aug, Sep, Oct, Nov, Dec

  • December rises with year-end close and end-of-quarter travel.
  • You can adjust software limits before the quarter starts.
Ask about your spend…
Back to table
December 17, 2025
December 16, 2025
Transaction detail✕
In review
Central Offices
$12,480.00
Dec 17, 2025 · Authorized · Mateo ArreolaMore details
This transaction is out of policy
DetailReviewActivity
TagsCategorize your expenses with tags. Add as many as you need.Select tags
DescriptionWrite a reason for the expense.0/200 characters
invoice_01.pdf InvoiceVerified by Clara Intelligence
Issuer NIT:900.123.456-7
Issuer name:Oficinas del Centro S.A.S.
Number:183
Buyer NIT:901.987.654-3
Buyer name:Company name S.A.S.
Prefix:FE
Operation type:Sale
CUFE:2D1D32B8-0537-4F43
Issue date:2025-12-17 11:42:08
Status:Accepted
Document type:E-invoice
Environment:Production
DIAN resolution:18764000123456

Items

CodeDescriptionQty.UnitAmount
44121600Stationery and office supplies1Service10,758.62
Currency:Colombian peso
Payment method:PSE
Payment terms:Paid in full
Subtotal$10,758.62Taxes$2,044.14Total$12,802.76
Invoice digital signature:Issuer digital signature:
CUFE code of the electronic invoice:
Uploadinvoice_01.pdfinvoice
More actions

Try it: pick an expense and approve it

See Clara in action

Take a tour and see how cards, payments and spend management come together in one place.

See the demo (opens in a new tab)

Everything you need to know about Clara

Clear information on limits, global security, and how Clara’s corporate card outperforms traditional business banking.

What is Clara Intelligence?

Clara Intelligence is Clara’s AI layer: it reads your spending, flags what needs attention, answers in plain language, and acts only when you approve. It brings together the platform’s AI agents, such as the Policy Agent and the financial analyst. See how the Policy Agent works on its page.

See also: Clara Policy Agent

What does the Clara Policy Agent do?

The Clara Policy Agent reads every receipt and flags the transactions that may need your team’s review. It doesn’t block cards or decide for you: finance reviews the alert and can override it. See the Policy Agent page for the steps.

See also: Clara Policy Agent

Does Clara Intelligence act without my approval?

No. Clara Intelligence acts only when you approve. The Policy Agent alerts and your team decides; no agent blocks cards or makes payments on its own, and the review stays in your team’s hands. See the security page for access controls.

See also: Clara security

Can I connect Clara to Claude or ChatGPT?

Yes. You can connect Clara to Claude, ChatGPT, and other AI tools that support remote MCP connections with OAuth authentication. From there you look up cards and transactions, lock or unlock a card, and attach receipts. See the developers page for the available tools.

See also: Clara for developers

Which AI features are available in my country?

Clara Intelligence is available in Mexico, Colombia, and Brazil, but the AI products aren’t identical in each country. Insights is available in all three markets; other features depend on the plan and the market. Check plans and pricing to confirm what yours includes.

See also: Clara plans and pricing

How do I get started with Clara’s AI?

You get started with Clara’s AI by getting your data in order: upload your expense policy, turn on Requirements, and review the Policy Agent’s alerts. Then you can use the financial analyst to ask about your spend trends. Read the guide to artificial intelligence for business.

See also: artificial intelligence for business

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Clara

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