Simple financial management for growing SMBs
Control all your team’s spending with unlimited corporate cards, automatic approvals, and real-time reconciliation. No paperwork, no complicated processes.
More than 45,000 companies trust Clara
Everything works when everyone has the tools they need.
Corporate Cards
Global corporate cards with customizable limits and controls to scale team spending without losing financial control.
Clara TravelPay
Virtual cards for business travel with full visibility: control every expense, prevent unauthorized charges, and simplify reporting.
Automated Reimbursements
Automated expense reimbursements that eliminate manual paperwork and speed up employee payments with smart workflows.
Smart Card Controls
Scale your team’s spending without losing control: smart limits and automated rules keep everything aligned without constant oversight.
Automated Approval Workflows
Automate expense approvals with custom workflows that remove bottlenecks and speed up decisions without losing visibility.
ERP-ready data
Close faster, scale without friction: Clara matches receipts to transactions and gets the data ready for your ERP, so your team can focus on growth.
Automatic policy compliance
Automate approvals by amount and category: enforce policies without blocking your team or creating operational friction.
AI-powered financial management
An AI agent that analyzes financial data in real time and generates insights for strategic CFO decisions.
Reimbursements without manual work
Automate expense reimbursements: employees upload from the mobile app, and accountants approve on the platform with no manual follow-up.
Corporate cards built for those who scale with control
Clara Black
For leadership and global travel. Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
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Clara White
When work happens outside the office. Give Mastercard cards to employees with recurring field expenses. Real-time control, no annual fee.
Physical Ships to your company
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Clara Virtual
Unlimited digital payments. Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
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Clara TravelPay
Global Business Mobility. Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreOne expense, from purchase to close
Here's how you control your team's spending with Clara: rules before every purchase, automatic receipt matching after, and data ready for the close.
A card for every expense, instantly
- Clara does
- Issues the virtual card instantly, with limit, rules and accounting fields already set.
- You decide
- Who uses it, how much and where: by person, team or project.
- Employees
- Gets their virtual card instantly and uses it from the app.
Every purchase follows your rules
- Clara does
- Applies your rules in real time: allowed categories, hours and amounts.
- You decide
- Freeze, unfreeze or cancel any card instantly.
- Employees
- Pays with the card or with a compatible digital wallet.
One photo over WhatsApp or email. Done.
- Clara does
- AI Smart Match reconciles the receipt in under 5 seconds.
- You decide
- Which receipt each card requires before approval.
- Employees
- Sends a photo of the receipt over WhatsApp or email. Done.
What doesn't add up shows up before the close
- Clara does
- Flags out-of-policy expenses and duplicate subscriptions.
- You decide
- You approve at multiple levels, with the full context of the purchase.
- Employees
- Knows what they can spend: the rules live on their card.
The month closes with no manual entry
- Clara does
- Sends reconciled data to your ERP.
- You decide
- You review and close with data that arrives already reconciled.
- Employees
- No expense reports at the end of the month.
Try it: pick an expense and approve it
See Clara in action
Take a tour and see how cards, payments and spend management come together in one place.
See the demo (opens in a new tab)Everything you need to know about Clara
Clear information on limits, global security, and how Clara’s corporate card outperforms traditional business banking.
Why would a small business choose Clara over a bank card?
A small business uses Clara instead of a bank card because it brings corporate cards and spend management together in one platform. Clara issues local cards for Colombia and connects spending to receipts and accounting, without relying on manual processes. See the business card page.
See also: business credit card
How much does Clara cost for a small business?
In Colombia, the free plan includes a limited number of cards, and cards without that cap are available only on Enterprise. Clara charges for the platform plan, not per card. Check what each plan includes and choose the one that fits your operation.
See also: Clara plans and pricing
How do I get started with Clara at my small business?
Sign up in minutes: the card is just the beginning. Then you set up limits and accounting fields, issue your company’s cards, and the Solutions team connects your ERP. Everything stays visible in the same spend platform. Check the plans before you sign up.
See also: Clara plans and pricing
How do I stop chasing receipts and reimbursements with Clara?
You stop chasing receipts when your team uploads them to Clara and reimbursements are requested on the same platform, with an approval workflow and visibility for finance. No more relying on WhatsApp threads or spreadsheets. Use the reimbursement policy generator to organize the process.
See also: reimbursement policy generator
What are the most common expenses I can control with Clara?
With Clara you can control a small business’s most common expenses: operating purchases, services, travel, advertising, and subscriptions. Each card carries its own limit and rules, and every charge keeps its receipt. Use the travel per diem calculator to budget your trips.
See also: travel per diem calculator
Is Clara secure for my company?
Clara is secure for your company because it operates with SOC 2 Type II, ISO 27001, and PCI DSS 4.0, and applies roles and permissions for your team. Cards are controlled from the platform, and you can lock them whenever you need to. See the security page.
See also: Clara security