Simple financial management for growing SMBs
Control all your team’s expenses with unlimited corporate cards, automatic approvals, and real-time reconciliation. No paperwork, no complicated processes.
More than 45,000 companies trust Clara
Your team, equipped to keep finance flowing
Corporate Credit Cards
Global cards with customizable limits and categories. Autonomy for the team, full visibility for you.
Clara TravelPay
Virtual cards for every travel expense. More visibility into unexpected or unauthorized charges.
Less paperwork, more speed
Automatic, red-tape-free reimbursements for out-of-pocket spending. Less paperwork, faster paybacks.
Smart Limits
No more guessing where the money is going. Smart limits and rules keep everything aligned, without monitoring every step.
Approval Workflows
No bottlenecks, no delays. Custom approval workflows that route every request to the right people at the right time.
Month-end close without the rush
Forget the month-end scramble. Receipts and transactions sync automatically. Your reports are ready when you need them.
Your policy, actually enforced
Create automatic approvals by amount and expense type, and prevent out-of-policy spending.
Smarter financial management
Our AI agent understands your data and delivers insights that make your analysis and decisions easier.
Reimbursements without manual work
The team submits everything through the app and you approve on the Platform, with no need to chase anyone.
A card for every type of expense
Clara Black
For leadership and global travel. Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
Learn more
Clara White
When work happens outside the office. Give Mastercard cards to employees with recurring field expenses. Real-time control, no annual fee.
Physical Ships to your company
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Clara Virtual
Unlimited digital payments. Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
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Clara TravelPay
Global business mobility. Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreOne expense, from purchase to close
Here's how you control your team's spending with Clara: rules before every purchase, automatic receipt matching after, and data ready for the close.
A card for every expense, instantly
- Clara does
- Issues the virtual card instantly, with limit, rules and accounting fields already set.
- You decide
- Who uses it, how much and where: by person, team or project.
- Employees
- Gets their virtual card instantly and uses it from the app.
Every purchase follows your rules
- Clara does
- Applies your rules in real time: allowed categories, hours and amounts.
- You decide
- Freeze, unfreeze or cancel any card instantly.
- Employees
- Pays with the card or with Apple Pay, Google Pay and Garmin Pay.
One photo over WhatsApp. Done.
- Clara does
- AI Smart Match reconciles the receipt in under 5 seconds.
- You decide
- Which receipt each card requires before approval.
- Employees
- Sends a photo of the receipt over WhatsApp. Done.
What doesn't add up shows up before the close
- Clara does
- Flags out-of-policy expenses and duplicate subscriptions.
- You decide
- You approve at multiple levels, with the full context of the purchase.
- Employees
- Knows what they can spend: the rules are on the card.
The month closes with no manual entry
- Clara does
- Sends reconciled data to your ERP.
- You decide
- You review and close with data that arrives already reconciled.
- Employees
- No expense reports at the end of the month.
Try it: pick an expense and approve it
See Clara in action
Take a tour and see how cards, payments and spend management connect in one place.
See the demo (opens in a new tab)Everything you need to know about Clara
Clear information on limits, global security, and how Clara’s corporate card outperforms traditional business banking.
Why would a small business choose Clara over a bank?
A small business uses Clara instead of a bank card because it brings corporate cards, expense control, and accounts payable together in one platform. Clara issues local cards for Brazil and connects spending to receipts and accounting, without relying on manual processes. Read the guide to choosing a corporate card.
See also: how to choose the best corporate card
How much does Clara cost for a small business?
Clara charges for the platform plan, not per card: in Brazil you can issue the cards your small business needs at no additional cost per card. Check what each plan includes and choose the one that fits your operation. The plans and pricing page details the options.
See also: Clara plans and pricing
How do I get started with Clara at my company?
Sign up in minutes: the card is just the beginning. Then you set up limits and accounting fields, issue your team’s cards, and the Solutions team connects your ERP. Everything stays visible in the same spend platform. Check the plans before you sign up.
See also: Clara plans and pricing
How do I stop chasing receipts and reimbursements with Clara?
You stop chasing receipts when your team submits them in Clara and reimbursements are requested on the same platform, with an approval workflow and visibility for finance. No more relying on WhatsApp chats or spreadsheets. Use the reimbursement policy generator to organize the process.
See also: reimbursement policy generator
What are the most common expenses I can control with Clara?
With Clara you control a small business’s most common expenses: operating purchases, services, travel, advertising, and subscriptions. Each card has its own limit and rules, and every transaction keeps its receipt. See how to cut costs at your company.
See also: how to cut company costs
Is Clara secure for my company?
Clara is secure for your company because it operates with SOC 2 Type II, ISO 27001, and PCI DSS 4.0, and applies roles and permissions for your team. Cards are controlled from the platform, and you can lock them whenever you need to. See the security page.
See also: Clara security