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Clara
  • Products

    Corporate cardBlack, White and Virtual cards for your whole team.Spend managementEliminate manual reports and unexpected costs.TravelPayTravel expenses under control, with global acceptance.Accounts payableVendor payments and boletos in minutes, not days.Digital accountBusiness account (Conta PJ) with free Pix.Clara VeículosFuel across an open network of gas stations.

    Platform

    MobileAutonomy and real-time spending.Clara IntelligenceAI and predictive insights for your finances.DevelopersNew · MCPAPI, MCP, docs and developer resources.IntegrationsConnections to SAP, NetSuite and more.SecurityBank-grade protection.Clara GlobalAI-powered spend management and cross-border operations.
    Have you seen our new Accounting Module?Product releases
  • By company size

    StartupsCorporate cards in minutes, with no personal guarantees.Small businessControl spend and speed up your growth.Mid-sized companiesScale with centralized policies and controls.Large companiesFinancial infrastructure for complex operations.

    By industry

    Advertising and MarketingManage high ad volumes with virtual cards and dedicated tracking.RetailSimplify spend across multiple locations and inventory purchasing workflows.ConstructionField spend management and real-time project cost tracking.TravelGlobal T&E agility with VCN security and Mastercard acceptance.
  • Customers
  • Insights

    Events and webinarsConferences, product demos and masterclasses.BlogScaling, financial technology and corporate spend.AI MonitorTrack how much companies spend on AI tools.Product releasesCards, spend management, payments and our AI suite.Reports and IntelligenceData-driven guides to your company's financial health.

    Company · Support

    NewsroomHeadlines and official updates from the Clara team.CareersBuild the next generation of financial infrastructure.Switch to ClaraHow to move your finance stack to Clara.ToolsCalculators and templates to measure your operational ROI.
  • Pricing
BR·EN

Language

PortuguêsEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer loginSee the demo (opens in a new tab)Sign up
ProductsCorporate cardSpend managementTravelPayAccounts payableDigital accountClara VeículosHave you seen our new Accounting Module?MobileClara IntelligenceDevelopers New · MCPIntegrationsSecurityClara Global
SolutionsStartupsSmall businessMid-sized companiesLarge companiesAdvertising and MarketingRetailConstructionTravel
Customers
ResourcesEvents and webinarsBlogAI MonitorProduct releasesReports and IntelligenceNewsroomCareersSwitch to ClaraTools
Pricing
BR·EN

Language

PortuguêsEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer login
See the demo (opens in a new tab)Sign up

Clara Series C announcement

Skip the intro

We raised more than

$100M

100 million US dollars

For the Series C round and growth For Series C and growth

  1. C C is for Customers

    Businesses across Latin America

  2. C C is for Control

    Limits and policies for every card and payment.

  3. C C is for Company growth

    Financial tools that grow with your business.

  4. C C is for Clarity

    Clear answers about spending, with one question.

  5. C C is for Clara

    The AI financial stack we’re building across all of Latin America.

C is for Customers

45,000+ of them across Latin America

C is for Control

Limits and policies for every card and payment.

C is for Company growth

Financial tools that grow with your business.

C is for Clarity

Clear answers about spending, with one question.

C is for Clara

The AI financial stack we’re building across all of Latin America.

Skip the intro ↓

Control every company payment with intelligence

Save time and money with financial intelligence: connect workflows from spend to close on a single platform built for Brazilian teams.

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Today’s payments

More than 45,000 companies trust Clara

  • Fila
  • New Balance
  • BV
  • Infracommerce
  • CNA
  • Mottu
  • Oak Berry
  • Dengo
  • Sallve

For high-performing finance teams

FinanceManagersEmployees
  • All payments in one place

    Bring vendors, fuel, travel and reimbursements into a single flow, with visibility and control over every payment.

    Explore
  • A close without rework

    Get to month-end close with receipts, cost centers and accounting data already linked to every transaction, with no manual reconciliation.

    Explore
  • From data to action

    Use Clara’s AI to turn spend data into decisions, and decisions into action.

    Explore
  • Only the approvals that matter

    Approve only what needs your attention, with flows that route every expense to the right person.

    Explore
  • Per-card control

    Set limits, spend categories, receipt requirements and controls for each card.

    Explore
  • Visibility before close

    See your team’s spending without waiting for month-end close.

    Explore
  • Receipts linked to every expense

    Send receipts over WhatsApp or email. Clara links each receipt to the right transaction.

    Explore
  • Spending within the rules

    Use your Clara card with the limits and rules your company has already set.

    Explore
  • Reimbursements without spreadsheets

    Request and receive reimbursements for out-of-pocket expenses without relying on spreadsheets, emails or message threads.

    Explore

Less manual work. More results.

saved through financial control
R$1.2B
average savings on tax deductions
+30%
work hours saved
4.6 million

Tools that simplify your company’s financial management

Monthly limit

R$ 68.000 of R$ 100.000

Corporate cards

Set limits, usage rules, required receipts and accounting fields for each card.

Learn more

Accounts payable

Centralize Pix, boletos and vendor payments in a single flow, from invoice capture to approval, payment and reconciliation.

Learn more
  • Fornecedor LesteR$6,450.00Paid
  • Office rentR$12,800.00Paid
  • Distribuidora SulR$3,920.00Paid

Clara Intelligence

Clara’s native AI automates financial workflows, reconciles receipts and flags anomalies before they become problems.

Learn more
Receipt linkedActual

Papelaria Centro · R$128.00

RScheduledPaid
Possible duplicate paymentActual

Two charges of R$420.00 from the same vendor within 10 minutes.

PPossible duplicateCard •••• 4821
Clara TravelPay virtual card

Clara TravelPay

Give every booking a virtual card with a preset amount, vendor and usage period. Travel insurance is included in every TravelPay transaction. Activate it to use it.

Learn more

Hotel Centro

Amount

R$1,840.00

Vendor

Hotel Centro

Usage period

Nov 12–15

Manage employee spending in any country or currency

Everything your team needs to manage expenses across countries, without having to grow the finance operations team to keep up with growth.

Explore Clara Global

Global
Country
BRL
USD
EUR
MXN
Change country
BBrasil
Country
Team expenses by currency
Clara Intelligence
Analyzing your data…
Travel · EUR
€420.00
Hotel in Madrid
Subscription · USD
US$89.00
Software license
Travel · COP
COP 38,000.00
Taxi in Bogotá
Insights
Company
YouTravel · EURHotel in Madrid€420.00
YouSubscription · USDSoftware licenseUS$89.00
YouTravel · COPTaxi in BogotáCOP 38,000.00
© 2026 Clara
EUR€420.00Travel
USDUS$89.00Subscription
COPCOP 38,000.00Travel

Chat with your data using Clara Intelligence

An artificial intelligence engine that processes your financial data in real time, detects anomalies, projects trends and generates strategic recommendations automatically.

Explore Clara Intelligence
Clara Intelligence

What did the team spend the most on this quarter?

Software and travel account for most of this quarter’s spend. Here’s the breakdown by category.

Spend by category · this quarter: Software 38%, Travel 27%, Marketing 19%, Other expenses 16%

  • Software grew 12% over last quarter, mostly from new licenses.
  • Travel is running 6% under this quarter’s budget.

What's the spend forecast for next quarter?

If the current pace holds, next quarter’s spend will be similar to this one. Here’s the projection by month.

Monthly spend: Jul, Aug, Sep, Oct, Nov, Dec

  • December rises with year-end close and end-of-quarter travel.
  • You can adjust software limits before the quarter starts.
Ask about your spend…
Back to table
December 17, 2025
December 16, 2025
Transaction detail✕
In review
Escritórios do Centro
R$12,480.00
Dec 17, 2025 · Authorized · Mateus ArrudaMore details
This transaction is out of policy
DetailReviewActivity
TagsCategorize your expenses with tags. Add as many as you need.Select tags
DescriptionWrite a reason for the expense.0/200 characters
nota_01.pdf Nota fiscalVerified by Clara Intelligence
Issuer CNPJ:12.345.678/0001-90
Issuer name:Escritórios do Centro Ltda.
Number:183
Recipient CNPJ:98.765.432/0001-10
Recipient name:Company name Ltda.
Tax regime:Lucro presumido
Nature of operation:Sale of goods
Access key:3526 1025 1234 5678 0001 9055
Series:PE
Issue date:2025-12-17 11:42:08
Operation type:Outbound
Purpose:Normal
Environment:Production

Invoice items

CodeDescriptionQty.UnitAmount
44121600Stationery and office supplies1Service10,758.62
Currency:Brazilian real
Payment method:Pix
Payment terms:Paid in full
SubtotalR$10,758.62TaxesR$1,721.38TotalR$12,480.00
NF-e digital signature:Issuer digital signature:
Original string of the NF-e digital certification complement:
Uploadnota_01.pdfnota fiscal
More actions

Try it: pick an expense and approve it

See Clara in action

Take a tour and see how cards, payments and spend management connect in one place.

See the demo (opens in a new tab)

What changes when finance runs on Clara

01 / 03

New card issuance: from up to 30 days to 5 minutes with Clara

VTEXFlávia Salinas, Head of treasury

Watch story · VTEX

Connect Clara to your ERP and automate your finance workflow

Transactions arrive categorized, matched to their receipts and enriched with the accounting data your team needs.

Learn more

SAP · Zoho · Zoho Expense · Oracle NetSuite · Intuit QuickBooks · SFTP · Argo Solutions · Dynamics 365 · Espresso · Sankhya · Omie

Clara
  • Categorized
  • Matched to its receipt
  • With accounting data

Enterprise-grade security

We meet the highest global standards, including ISO 27001 and PCI DSS 4.0. Your financial data is protected by the same world-class infrastructure trusted by global leaders.

Trust center (opens in a new tab)
  • 3D Secure
  • ISO 27001
  • PCI DSS 4.0

Everything you need to know about Clara

Still have questions? Ask your favorite AI about Clara and get the answer you need.

ChatGPT (opens in a new tab)Claude (opens in a new tab)Perplexity (opens in a new tab)Google · Modo IA (opens in a new tab)Grok (opens in a new tab)

What is Clara?

Clara is the platform that brings corporate cards and spend management together for companies in Mexico, Brazil and Colombia, with accounts payable in Brazil. More than 45,000 companies use the platform to control spend before it happens, capture receipts and sync accounting data with their ERP. Learn about Clara’s spend management.

How is Clara different from a traditional corporate card?

The card is just the beginning. Unlike a traditional card, Clara brings together corporate cards, spend management and accounts payable in Brazil, with real-time spend controls, receipts and accounting fields. Connect your ERP and Clara syncs categorized, receipt-matched transactions; your team reconciles. Compare Clara’s spend management.

Which countries does Clara operate in?

Clara operates in Mexico, Brazil and Colombia, with more than 45,000 companies. Each market has locally issued cards and native tax compliance, and the products adapt to each country’s legislation. See Clara’s plans and pricing.

Is Clara secure and regulated?

Yes. Clara holds SOC 2 Type II, ISO 27001 and PCI DSS 4.0 certifications, and cards are issued on the Mastercard network. Security covers the platform, your transaction data and your team’s spend controls. Learn about Clara’s security to see how the controls work.

How do I get started with Clara?

The card is just the beginning. The Clara platform brings together corporate cards, spend management and accounts payable in Brazil, with real-time spend controls and accounting fields. Connect your ERP and Clara syncs categorized, receipt-matched transactions; your team reconciles. See how Clara for startups works.

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Clara

Clara empowers companies with financial agility and clarity.

MexicoColombiaBrazilGlobal
PortuguêsEnglish

Products

  • Corporate cards
  • Spend management
  • Travel spend management
  • Vendor payments
  • Digital business account
  • Fleet fuel card
  • Accounting fields
  • Security and compliance
  • Clara Global

Company size

  • Small business
  • Mid-sized companies
  • Large companies
  • Startup

Resources

  • Blog
  • Events and webinars
  • Product releases
  • Newsroom
  • Legal documentation
  • For developers
  • AI Monitor

Support

  • Help center (opens in a new tab)
  • Onboarding and training (opens in a new tab)
  • Switch to Clara
  • API documentation (opens in a new tab)
  • Careers (opens in a new tab)

Free tools

  • CDI calculator
  • Fuel consumption
  • ROI calculator
  • Km driven
  • Per diem calculator
  • Improper charges
  • Expense policy
  • Generate an expense policy (opens in a new tab)
  • See all

Clara for AI and developers

llms.txtAPI documentationClara MCPAI MonitorClara Router
Download on the App StoreAvailable on Google Play
Endeavor Outliers 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2026 — Clara. (opens in a new tab)

Brasil

Clara Instituição de Pagamento Ltda · CNPJ 41.538.335/0001-45

R. Dr. Renato Paes de Barros, 33, 15º andar, Itaim Bibi, São Paulo - SP, 04530-000 (opens in a new tab)

+55 11 3003-6993 · contato@clara.com

Clara products are offered by Clara's local entities in each market, in accordance with applicable local law.

A CLARA INSTITUIÇÃO DE PAGAMENTO LTDA. é uma instituição de pagamento autorizada pelo Banco Central do Brasil a atuar como emissora de moeda eletrônica e emissora de instrumento de pagamento pós-pago. A Clara não é uma instituição financeira e não realiza operações de crédito diretamente, atuando como correspondente bancário, nos termos do art. 3º da Resolução CMN nº 4.935 de 29 de julho de 2021, de: (i) Money Plus SCMEPP LTDA, inscrita no CNPJ/MF sob o nº 11.581.339/0001-45; e (ii) BMP MONEY PLUS SOCIEDADE DE CRÉDITO DIRETO S.A., inscrita no CNPJ/MF sob n° 34.337.707/0001-00, para a oferta de produtos e serviços que envolvam operações de crédito. A Clara participa do Pix na modalidade de provedor de conta transacional, com participação indireta no Sistema de Pagamentos Instantâneos – SPI, com liquidação de suas transações por meio dos serviços do Banco BTG Pactual SA, inscrito no CNPJ/MF sob o nº 30.306.294/0001-45. Mais informações podem ser obtidas no canal de atendimento da Clara ou das instituições mencionadas, que são instituições financeiras devidamente autorizadas pelo Banco Central do Brasil.

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