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Clara
  • Products

    Corporate cardBlack, White and Virtual cards for your whole team.Spend managementEliminate manual reports and unexpected costs.TravelPayTravel expenses under control, with global acceptance.Accounts payableVendor payments and boletos in minutes, not days.Digital accountBusiness account (Conta PJ) with free Pix.Clara VeículosFuel across an open network of gas stations.

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Security and precision for total financial controlSecurity and precision for total financial control

Enterprise-grade protection built into every transaction. Get full visibility without the hurdles of traditional banking systems.Enterprise-grade protection built into every transaction. Get full visibility without the hurdles of traditional banking systems.

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More than 45,000 companies trust Clara

  • Fila
  • New Balance
  • BV
  • Infracommerce
  • CNA
  • Mottu
  • Oak Berry
  • Dengo
  • Sallve

Institutional-grade integrity

Protect capital in every transaction.

  • Trust that scales with you

    Define exactly who can view, approve and execute. Set custom policies by role, team or expense type to keep oversight at every stage of growth.

  • Seamless, audit-ready compliance

    Clara automates audits, nota fiscal recovery and tax reporting in line with local regulations—keeping you compliant without manual work.

  • Preventive, not reactive, security

    From policy creation to final payment, Clara applies real-time AI validations to block errors, fraud or non-compliance before they happen.

Security to global standards

Enterprise-grade security, independently verified — SOC 2 Type II, ISO 27001, PCI DSS 4.0. Your financial data is protected by the same infrastructure trusted by global industry leaders.

    Clara Trust Center →

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    Your account, your control

    From card issuance to final payment, every action is protected by multiple layers of invisible security. Give your teams autonomy with a platform designed to remove obstacles while keeping full institutional protection.

    Get started

    Everything you need to know about Clara

    Clear information on limits, global security and how Clara’s corporate card outperforms traditional business banking.

    How does Clara protect my company’s financial data?

    Clara protects data with AES-256 encryption at rest and TLS 1.3 in transit, Mastercard tokenization for card data, mandatory 2FA for sensitive operations, and roles and permissions for your team. All infrastructure runs on SOC 2 + ISO 27001 certified cloud providers with continuous monitoring.

    See also: Clara’s privacy policy

    Is Clara SOC 2 compliant?

    Yes. Clara holds SOC 2 Type II certification, audited annually by independent third parties. Clara also maintains ISO 27001 and PCI DSS 4.0 certifications. Full audit reports are available under NDA through the Clara Trust Center for security and procurement reviews.

    See also: Clara for large companies

    How does Clara handle card access when an employee leaves the company?

    Clara lets administrators deactivate user accounts and cancel every associated card with a single click, without waiting for the issuing bank. With roles and permissions for your team, each person accesses only what they need; when an employee leaves the company, the administrator deactivates the account and blocks the cards on the platform.

    See also: Clara’s spend management

    How does Clara protect against payment fraud?

    Clara combines real-time transaction monitoring and merchant-category controls to review your card activity. Every transaction is validated against your custom policy, and virtual cards can be locked to a single vendor. If you see a charge you don’t recognize, block the card and contact support.

    See also: Clara Help Center

    How does the verification code work?

    A temporary code is sent by email for sensitive operations.

    See also: Clara’s terms and conditions

    How do I log in with two-step authentication on my phone?

    Download an authenticator app (such as Google Authenticator) and follow the steps to set it up.

    See also: the Clara app

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    Clara

    Clara empowers companies with financial agility and clarity.

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    Products

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    • Clara Global

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    Free tools

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    • Generate an expense policy (opens in a new tab)
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    Clara for AI and developers

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    Download on the App StoreAvailable on Google Play
    Endeavor Outliers 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2026 — Clara. (opens in a new tab)

    Brasil

    Clara Instituição de Pagamento Ltda · CNPJ 41.538.335/0001-45

    R. Dr. Renato Paes de Barros, 33, 15º andar, Itaim Bibi, São Paulo - SP, 04530-000 (opens in a new tab)

    +55 11 3003-6993 · contato@clara.com

    Clara products are offered by Clara's local entities in each market, in accordance with applicable local law.

    A CLARA INSTITUIÇÃO DE PAGAMENTO LTDA. é uma instituição de pagamento autorizada pelo Banco Central do Brasil a atuar como emissora de moeda eletrônica e emissora de instrumento de pagamento pós-pago. A Clara não é uma instituição financeira e não realiza operações de crédito diretamente, atuando como correspondente bancário, nos termos do art. 3º da Resolução CMN nº 4.935 de 29 de julho de 2021, de: (i) Money Plus SCMEPP LTDA, inscrita no CNPJ/MF sob o nº 11.581.339/0001-45; e (ii) BMP MONEY PLUS SOCIEDADE DE CRÉDITO DIRETO S.A., inscrita no CNPJ/MF sob n° 34.337.707/0001-00, para a oferta de produtos e serviços que envolvam operações de crédito. A Clara participa do Pix na modalidade de provedor de conta transacional, com participação indireta no Sistema de Pagamentos Instantâneos – SPI, com liquidação de suas transações por meio dos serviços do Banco BTG Pactual SA, inscrito no CNPJ/MF sob o nº 30.306.294/0001-45. Mais informações podem ser obtidas no canal de atendimento da Clara ou das instituições mencionadas, que são instituições financeiras devidamente autorizadas pelo Banco Central do Brasil.

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