Business credit cards for growing with full control
More than 45,000 companies trust Clara
A card for every type of expense
Clara Black
For leadership and global travel. Unlock premium limits and exclusive institutional benefits.
Physical Ships to your company
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Clara White
When work happens outside the office. Give Mastercard cards to employees with recurring field expenses. Real-time control, no annual fee.
Physical Ships to your company
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Clara Virtual
Unlimited digital payments. Issue unlimited virtual cards instantly to manage high-velocity ad spend and software subscriptions.
Virtual Instantly
Learn moreClara TravelPay
Global business mobility. Deploy automated VCNs for every booking and eliminate manual friction and reimbursement delays.
Virtual Instantly
Learn moreA world of exclusive benefits with Clara Black
The corporate credit card for leaders who demand high capacity and zero friction.
VIP lounge access
Concierge service
Baggage insurance
And many more benefits
The platform for your Clara cards
Take full control of your company's spending with the Clara Platform. Available wherever you are, for admins and cardholders alike, and fully powered by Clara Intelligence.
What changes when finance runs on Clara
Everything you need to know about Clara
Clear answers on limits, global security and how the Clara corporate card outperforms traditional business banking.
How do I calculate the ROI of implementing Clara?
Use our free ROI calculator to estimate the return on implementing corporate cards, cashback and spend control with Clara.
How is Clara different from Brex, Ramp or Mercury?
Brex, Ramp and Mercury are built mainly for the US market. Clara is built specifically for Latin America: cards issued locally in Mexico, Brazil and Colombia for wider acceptance; in Brazil, native NF-e compliance; support in Spanish and Portuguese; and pricing in local currency. The card is accepted on the Mastercard network, subject to card and merchant rules.
What is the Clara corporate card?
The Clara corporate card is a business credit card issued by Clara on the Mastercard network with built-in software controls. Set limits per card, restrict merchant categories and configure spending rules; the Policy Agent flags anything that needs review. Clara syncs categorized transactions with their receipts; your team reconciles. Available as a virtual card (instant) or a physical card, with up to 40 days of credit.
What does it mean when a card is 'Restricted'?
Restricted status means the card follows time-based rules set by the admin, waiting for its allowed usage window to start.
Is there a cancellation policy for Clara cards?
Clara cancels Virtual and White cards that go unused for an extended period. This doesn't apply to Black cards.
What should I do if my card is stolen or cloned?
Lock your card immediately from the platform or the app. Let your administrator know and report the incident to Clara support.
How long does my card take to arrive?
Virtual cards are available immediately. Physical White and Black cards ship to your company's address, and you can track the status in the Clara app.
Can I use my Clara card with Apple Pay or Google Pay?
Yes. Clara cards work natively with Apple Pay, Google Pay and Garmin Pay. Add your virtual or physical card to your digital wallet in a few steps and pay contactless wherever contactless payments are accepted, worldwide and across Latin America.
How do I change my card's limit?
Go to Cards > select the card > Edit > change the credit limit. The request follows the approval flow you've set up.
How do I activate my physical card?
Physical Clara White and Black cards are activated in the app. Virtual cards are activated automatically when they're created.
How do I create a new card?
Go to Cards > New card and fill in the form with the type (Virtual, White, Black), limit and settings. There's no limit on additional cards.