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Clara
  • Products

    Corporate cardYou are hereBlack, White and Virtual cards for your whole team.Spend managementEliminate manual reports and unexpected costs.TravelPayTravel expenses under control, with global acceptance.Accounts payableVendor payments and boletos in minutes, not days.Digital accountBusiness account (Conta PJ) with free Pix.Clara VeículosFuel across an open network of gas stations.

    Platform

    MobileAutonomy and real-time spending.Clara IntelligenceAI and predictive insights for your finances.DevelopersNew · MCPAPI, MCP, docs and developer resources.IntegrationsConnections to SAP, NetSuite and more.SecurityBank-grade protection.Clara GlobalAI-powered spend management and cross-border operations.
    Have you seen our new Accounting Module?Product releases
  • By company size

    StartupsCorporate cards in minutes, with no personal guarantees.Small businessControl spend and speed up your growth.Mid-sized companiesScale with centralized policies and controls.Large companiesFinancial infrastructure for complex operations.

    By industry

    Advertising and MarketingManage high ad volumes with virtual cards and dedicated tracking.RetailSimplify spend across multiple locations and inventory purchasing workflows.ConstructionField spend management and real-time project cost tracking.TravelGlobal T&E agility with VCN security and Mastercard acceptance.
  • Customers
  • Insights

    Events and webinarsConferences, product demos and masterclasses.BlogScaling, financial technology and corporate spend.AI MonitorTrack how much companies spend on AI tools.Product releasesCards, spend management, payments and our AI suite.Reports and IntelligenceData-driven guides to your company's financial health.

    Company · Support

    NewsroomHeadlines and official updates from the Clara team.CareersBuild the next generation of financial infrastructure.Switch to ClaraHow to move your finance stack to Clara.ToolsCalculators and templates to measure your operational ROI.
  • Pricing
BR·EN

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  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
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ProductsCorporate card You are hereSpend managementTravelPayAccounts payableDigital accountClara VeículosHave you seen our new Accounting Module?MobileClara IntelligenceDevelopers New · MCPIntegrationsSecurityClara Global
SolutionsStartupsSmall businessMid-sized companiesLarge companiesAdvertising and MarketingRetailConstructionTravel
Customers
ResourcesEvents and webinarsBlogAI MonitorProduct releasesReports and IntelligenceNewsroomCareersSwitch to ClaraTools
Pricing
BR·EN

Language

PortuguêsEnglish

Country

  • Mexico
  • Colombia
  • Brazil

Other countries

  • Clara Global
Customer login
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Total control over your digital spendTotal control over your digital spend

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Everything works when everyone has the tools they need

C-SuiteManagersYour team
  • Clara Intelligence™

    Real-time insights that centralize and analyze all company spend.

  • Spend Management platform

    Automated expense reports, approvals and compliance for full visibility and less manual work.

  • Corporate credit cards

    Global cards with customizable limits and controls so teams can spend with confidence.

  • Clara TravelPay

    Virtual cards and tracking for every travel-related payment. Improves visibility and prevents unexpected or unauthorized charges.

  • Reimbursements

    Fast, automated reimbursement flows for out-of-pocket expenses that eliminate paperwork and speed up repayments.

  • Financial analyst

    Forget tracking budgets by hand. Your AI partner delivers the insights you need before problems escalate.

  • Expense review

    Skip the slow, line-by-line review and let automated validations flag the real issues for an easy approval.

  • Card control options

    Stop guessing where the team is spending, with smart limits and rules that keep everything aligned without constant oversight.

  • Approval flows

    Eliminate bottlenecks with custom approval flows, so requests move through the right people smoothly and on time.

  • Smart Match

    Forget the month-end cleanup: receipts and transactions sync automatically and your reports are ready when you are.

  • Corporate cards

    Stop using personal cards for work: physical, virtual and single-use options make every purchase simple and covered.

  • Custom cards

    Stop worrying about spending the wrong way, because your card’s limits and rules guide every payment automatically.

  • Reimbursements

    Forget the piles of receipts, with quick submissions and fast payouts that make getting your money back effortless.

  • Invoice recovery

    Forget manual data entry: now uploading an invoice is all it takes for everything to be captured and organized.

  • Smart Match

    No more scrambling for receipts. Your expenses match and complete themselves automatically while you focus on real work.

Everything you need to know about Clara

Clear information on limits, global security and how Clara’s corporate card outpaces traditional business banking.

What is a Clara corporate virtual card?

A Clara corporate virtual card is a digital card number your company creates and uses for online purchases, without waiting for a physical card. It is issued instantly with limits, restrictions and accounting fields already set up. In Brazil, you can use it for subscriptions, advertising and online vendors.

See also: what a corporate virtual card is

How do I issue a virtual card in Clara?

You issue a virtual card in Clara from the platform or the app. You choose the user or the purpose, set the limit and restrictions, and the card is available instantly. No physical delivery or later activation is needed, and you can create cards by team, project or specific expense.

See also: how to issue a virtual card in Clara

Which expenses is a Clara virtual card best for?

The Clara virtual card is best for software subscriptions, digital advertising and online vendors, where there is no physical purchase or counter receipt. It also lets you give a project or a person a fixed limit. See the advertising and marketing spend page.

See also: advertising and marketing spend

How many virtual cards can I have, and how much do they cost?

In Brazil, you can create as many virtual cards as your team needs within your Clara plan. There is no additional per-card cost; Clara charges for the platform plan. See what each plan includes before you choose. Single-use cards exist only where the product allows it.

See also: Clara plans and pricing

Are Clara virtual cards secure?

Clara virtual cards use the same platform controls: per-card limits, merchant restrictions and locking in Clara. Clara holds SOC 2 Type II, ISO 27001 and PCI DSS 4.0. Don’t share the full number with anyone who shouldn’t use it.

See also: Clara security

Virtual or physical Clara card: which does my team need?

If your team buys online, it needs Clara virtual cards; if it makes in-person or field purchases, it needs physical White cards. Many companies combine both: virtual for subscriptions and advertising, physical for day-to-day spend. See the virtual vs. physical card comparison.

See also: virtual vs. physical card comparison

Create your account in minutes

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Clara

Clara empowers companies with financial agility and clarity.

MexicoColombiaBrazilGlobal
PortuguêsEnglish

Products

  • Corporate cards
  • Spend management
  • Travel spend management
  • Vendor payments
  • Digital business account
  • Fleet fuel card
  • Accounting fields
  • Security and compliance
  • Clara Global

Company size

  • Small business
  • Mid-sized companies
  • Large companies
  • Startup

Resources

  • Blog
  • Events and webinars
  • Product releases
  • Newsroom
  • Legal documentation
  • For developers
  • AI Monitor

Support

  • Help center (opens in a new tab)
  • Onboarding and training (opens in a new tab)
  • Switch to Clara
  • API documentation (opens in a new tab)
  • Careers (opens in a new tab)

Free tools

  • CDI calculator
  • Fuel consumption
  • ROI calculator
  • Km driven
  • Per diem calculator
  • Improper charges
  • Expense policy
  • Generate an expense policy (opens in a new tab)
  • See all

Clara for AI and developers

llms.txtAPI documentationClara MCPAI MonitorClara Router
Download on the App StoreAvailable on Google Play
Endeavor Outliers 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2025 — Clara. (opens in a new tab)Financial Times Americas Fastest Growing Companies 2026 — Clara. (opens in a new tab)

Brasil

Clara Instituição de Pagamento Ltda · CNPJ 41.538.335/0001-45

R. Dr. Renato Paes de Barros, 33, 15º andar, Itaim Bibi, São Paulo - SP, 04530-000 (opens in a new tab)

+55 11 3003-6993 · contato@clara.com

Clara products are offered by Clara's local entities in each market, in accordance with applicable local law.

A CLARA INSTITUIÇÃO DE PAGAMENTO LTDA. é uma instituição de pagamento autorizada pelo Banco Central do Brasil a atuar como emissora de moeda eletrônica e emissora de instrumento de pagamento pós-pago. A Clara não é uma instituição financeira e não realiza operações de crédito diretamente, atuando como correspondente bancário, nos termos do art. 3º da Resolução CMN nº 4.935 de 29 de julho de 2021, de: (i) Money Plus SCMEPP LTDA, inscrita no CNPJ/MF sob o nº 11.581.339/0001-45; e (ii) BMP MONEY PLUS SOCIEDADE DE CRÉDITO DIRETO S.A., inscrita no CNPJ/MF sob n° 34.337.707/0001-00, para a oferta de produtos e serviços que envolvam operações de crédito. A Clara participa do Pix na modalidade de provedor de conta transacional, com participação indireta no Sistema de Pagamentos Instantâneos – SPI, com liquidação de suas transações por meio dos serviços do Banco BTG Pactual SA, inscrito no CNPJ/MF sob o nº 30.306.294/0001-45. Mais informações podem ser obtidas no canal de atendimento da Clara ou das instituições mencionadas, que são instituições financeiras devidamente autorizadas pelo Banco Central do Brasil.

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