With your agency integrated, every booking is paid with its own virtual card and the payment arrives with the trip data. Data-backed reconciliation requires an agency; without one, you centralize payment, category controls and insurance in Clara.
The CTA is the foundation. The VCN is the per-booking control layer when there is an agency.
CTA — Centralized travel account
Consolidate airline, hotel and agency spend in a single account. Control by travel category and one central source for finance.
— companies that want to centralize payment and control by category.
VCN — Virtual card per booking
With an integrated agency, each booking is paid with a virtual card configured with amount, vendor and dates. Anything else is declined on the card.
— companies with an agency or integration that need booking-level control.
The VCN requires an agency or integration. It is not a physical card.
Have an agency? VCN + data. No agency? CTA + insurance.
Not every route delivers the same data. Here is the difference.
Payment, trip data and up to 15 custom fields (cost center, project, approver). Daily file.
Connect · Control · Reconcile · Protect
— high-volume travel operations that need reconciliation.
Ticket, passenger and route per segment. Air only.
Control · Reconcile (partial) · Protect
— companies whose agency has no integration of its own.
CTA, insurance and Clara Puntos. No enriched data.
Control · Protect
— companies that want to centralize payment and insurance without changing agencies.
Data depends on the agency and the integration.
Every TravelPay transaction in Mexico, Colombia and Brazil includes travel insurance. It does not activate on its own: activate it to use it.
Maximum amount · Conditions
See coverage and conditions*Coverage per T&C / Mastercard Guide to Benefits. Conditions apply.
| Maximum amount | Conditions | |
|---|---|---|
| Medical expenses | Up to USD 100,000 | Outside your country of residence; up to 31 consecutive days. |
| Travel accidents | Up to USD 500,000 per person | Plane, train or bus; ticket paid with the CTA. |
| Trip cancellation | Up to USD 1,000 | Before the trip, for covered reasons; non-refunded portion. |
| Missed connection | Up to USD 300 | Alternative transportation to the final destination. |
| Flight delay | Up to USD 100 | 4 hours or more; meals, hotel and local transportation. |
| Lost baggage | Up to USD 3,500 | Checked baggage only. |
Corporate credit is subject to credit approval and to each country’s regulatory framework.
Transactions arrive categorized, linked to receipts, and enriched with the accounting information your team needs.
Learn moreSAP · Zoho · Zoho Expense · Oracle NetSuite · Intuit QuickBooks · SFTP · Argo Solutions · Dynamics 365
The payment infrastructure for corporate travel: CTA, virtual cards per booking, trip data and built-in insurance.
Ver también:
Not for the CTA, the insurance or the Points. Yes for the per-booking VCN and the enriched data.
Ver también:
With an integrated agency, each booking is paid with a VCN configured with amount, vendor and dates. Anything else is declined on the card.
Ver también:
No. It is included in every transaction, but you have to activate it to use it.
Ver también:
Medical expenses, travel accidents, trip cancellation, missed connections, flight delays and lost baggage, within the limits and conditions in the table.
Ver también:
No. TravelPay is for travel payments; your corporate card is still for the rest of your spend.
Ver también:
With your agency, the payment arrives with trip data so you can reconcile with less manual work. Without an agency, you reconcile the payment against your travel records.
Ver también:
It depends on the agency and the integration: passenger, route, fare and up to 15 custom fields.
Ver también:
Talk to our team and find out which data route applies to your agency.
