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Expenses in Peru. Run by AI. Approved by you.

Your team in Peru sends receipts on WhatsApp, in soles, dollars or any currency. Clara fills in the expense and checks it against your policy. You make the call.

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  • No credit card
  • No US entity needed

45,000+ companies trust Clara

  • Telefónica
  • Schneider
  • Hilton
  • Mapfre
  • Krispy Kreme
  • Smart Fit
  • GNC
  • Rappi
  • Pan American Life
  • Viva
  • Ocesa

Receipt in. Payment report out.

No bank switch, no new card. Nothing changes in how your finance team pays in Peru.

  1. 01 · Employee
    Snap it. Send it.

    A receipt photo on WhatsApp, in soles, dollars or any currency.

  2. 02 · Clara
    It fills itself in.

    Date, merchant, category, amount, IGV and RUC, read straight from the receipt.

  3. 03 · Clara
    Checked against your policy.

    In policy, needs review or out of policy, with the reason. A person decides.

  4. 04 · Approver
    Routed by your rules.

    The first matching rule wins. Anything else goes to an admin.

  5. 05 · Finance
    Paid from your own bank.

    A payment report ready for CCI and bank account, at the rate locked on submission.

Local setup · Peru

Built for how Peru pays.

Add Peru as its own entity, next to the rest of your companies. It keeps its own currency, tax fields and bank details, fully isolated.

  • PEN and USD, side by side

    Employees submit in soles, dollars or any other currency. The transaction-date rate is locked at submission and shown on every line.

  • RUC and IGV on every receipt

    Turn on the fiscal fields your accountant needs. Clara reads the merchant's tax ID, the tax amount and the invoice number from each receipt.

  • Payment reports for CCI and bank account

    Formatted for bank transfers in Peru, grouped by currency and bank account. Pay from the bank you already use.

Coverage

Borders are a problem a setting.

Your team in Peru, and everyone else, submits in their own currency.

See Clara's local platform →

Reports your bank understands.

Grouped by currency and bank account. CCI and bank account in Peru, CLABE in Mexico, CBU in Argentina, IBAN in Europe and more.

  • PENPeruvian sol
  • USDUS dollar
  • EUREuro
  • MXNMexican peso
  • BRLBrazilian real
  • ARSArgentine peso
  • CLPChilean peso
  • COPColombian peso
  • UYUUruguayan peso
  • GBPPound sterling
  • CADCanadian dollar
  • JPYYen
  • CHFSwiss franc
  • INRRupee
  • SGDSingapore dollar
  • AUDAustralian dollar
  • PLNZłoty
  • ZARRand
  • AEDDirham
  • KRWWon

Security

Built for finance data.

Visit the Trust Center ↗

  • Data isolation

    Each company's data is fully separated.

  • Field-level encryption

    Bank accounts and tax IDs, encrypted one by one.

  • Two-factor authentication

    Required for admins or your whole team.

  • Full audit trail

    Every approval, role change and payment, logged.

How we protect your data

Set it up once. Stop managing it by hand.

Explore all features

  • No new app for employees.

    A receipt photo on WhatsApp. Clara reads it and sends the expense for approval.

  • Locked FX

    Transaction-date rate, locked at submission.

  • Describe your policy. Clara creates the rules. Pro

    Plain words in. Approval rules out, checked on every expense.

  • Issues flagged for review. Enterprise

    Duplicates, inflated amounts and unusual patterns, each with a reason.

  • Not another bar chart. Enterprise

    Clara explains what changed and why, in plain language.

  • Keep the cards you already have.

    Card spend and out-of-pocket in one flow. No card migration.Talk to sales

AI-native due diligence

Ask your AI about us.

Ask your AI

Open a neutral prompt about Clara Global in Peru. It checks clara.com/global first.

Scale when you cross the next border.

Every plan: approval rules, FX, audit log and SSO.

Compare plans

  • Free

    For small teams getting started.

    $0

    forever

    • Up to 5 users · 1 entity
    • WhatsApp receipts
    • AI autocomplete
    • Multi-currency payout reports
    Start free (opens in a new tab)

  • Pro

    Most popular

    For teams across several entities.

    $99· was $250

    USD /mo

    • Policy Agent
    • Employee groups
    • Up to 50 users · 5 entities
    • Included for Clara clients
    Move to Pro (opens in a new tab)

Questions from teams in Peru.

Can employees in Peru submit expenses in soles and in US dollars?

Yes. Employees submit in PEN, USD or any other currency, from WhatsApp or the web. Clara Global converts each expense at the transaction-date rate, locks the rate on the record, and shows the original amount, rate and converted value in the payment report.

How are reimbursements paid in Peru?

Clara Global generates one payment report per currency and bank account in local currency, formatted with the CCI and bank account details Peruvian banks use. Your team processes the file from its current bank, with no new provider and no change to how you pay.

What is the daily cap of the mobility expense sheet in Peru?

As of September 14, 2026, S/ 45.20 per employee per day: 4% of the Minimum Living Wage of S/ 1,130.00 set by Supreme Decree No. 006-2024-TR. SUNAT sets minimum content for the sheet but publishes no official format.

Can the mobility sheet support travel allowances (viáticos)?

No. Local mobility in the employee's own city is supported with the mobility expense sheet under article 37 a.1) of the Income Tax Law. The same taxi during a business trip is a travel allowance under paragraph r), and needs its own support.

Do we need a US entity or a corporate card?

No. Sign up from your home market, with no US EIN, no foreign incorporation and no corporate card program. Employees submit out-of-pocket expenses and you reimburse them from your existing bank. On Enterprise, you can bring the company cards you already have into the same approval flow.

From Peru to anywhere.
One expense flow.

No credit card, no US entity, no change to your bank.

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