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AR·EN

Language

EspañolEnglish

Country

  • Argentina
  • Bahamas
  • Barbados
  • Belize
  • Bolivia
  • Brazil
  • Canada
  • Chile
  • Colombia
  • Costa Rica
  • Dominican Republic
  • Ecuador
  • El Salvador
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  • Guyana
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  • Nicaragua
  • Panama
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  • United States
  • Uruguay
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  • Clara Global, every country
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  3. /Argentina

Expenses in Argentina. Run by AI. Approved by you.Expenses in Argentina. Run by AI. Approved by you.

Your team in Argentina sends receipts on WhatsApp, in pesos, dollars or any currency. Clara fills in the expense and checks it against your policy. You make the call.Your team in Argentina sends receipts on WhatsApp, in pesos, dollars or any currency. Clara fills in the expense and checks it against your policy. You make the call.

Try the live demo (opens in a new tab) Register here
  • No credit card
  • No US entity needed

45,000+ companies trust Clara

  • Telefónica
  • Schneider
  • Hilton
  • Mapfre
  • Krispy Kreme
  • Smart Fit
  • GNC
  • Rappi
  • Pan American Life
  • Viva
  • Ocesa

Receipt in. Payment report out.

No bank switch, no new card. Nothing changes in how your finance team pays in Argentina.

  1. 01 · Employee
    Snap it. Send it.

    A receipt photo on WhatsApp, in pesos, dollars or any currency.
    Receive via WhatsApp
    Connected
    Send receipts from your phone. No app needed.
    1
    Link WhatsApp once
    2
    Send a photo of the receipt
    3
    Review the draft and submit
  2. 02 · Clara
    It fills itself in.

    Date, merchant, category, amount, IVA and CUIT, read straight from the receipt.
    Reimbursement details
    Elena Employee · EXP-0003
    Date
    Sep 12, 2026
    Extracted from receipt
    Merchant
    Aeroméxico
    Extracted from receipt
    Category
    Travel
    Extracted from receipt
    Amount
    4,120.00 MXN
    Extracted from receipt
    VAT
    568.28
    Included in total
    Tax ID
    AME880912I89
    As shown on receipt
  3. 03 · Clara
    Checked against your policy.

    In policy, needs review or out of policy, with the reason. A person decides.
    Company reimbursements
    Filter: Policy check
    Requester
    Merchant
    Amount
    Policy check
    Elena Employee
    Aeroméxico
    MXN 4,120.00
    Within policy
    Valeria Sales
    Pujol
    MXN 3,860.00
    Needs review
    Elena Employee
    LinkedIn
    MXN 12,500.00
    Within policy
    Valeria Sales
    Quintonil
    MXN 9,400.00
    Outside policy
  4. 04 · Approver
    Routed by your rules.

    The first matching rule wins. Anything else goes to an admin.
    Approval rules
    Rules run in order. The first match wins.
    #
    Rule
    Outcome
    1
    Auto-approve small office expenses
    Office expenses under MX$1,000
    Auto-approve
    2
    Travel to the requester’s manager
    All travel expenses
    Route
    3
    USD software to Accounting
    Licenses billed in dollars
    Route
    4
    High marketing spend: two approvals
    Marketing over MX$10,000
    Multi-step
    5
    Reject excessive entertainment
    Over MX$5,000 per event
    Auto-reject
    ∞
    Fallback to administrator
    Route
  5. 05 · Finance
    Paid from your own bank.

    A payment report ready for CBU, CVU and alias, at the rate locked on submission.
    Avianca · EXP-0019
    Paid
    Valeria Sales · Flight to Bogotá
    USD 785.00
    →
    MXN 13,533.40
    Approved by
    Mario Manager · Aug 7
    Paid by
    Carla Accountant · Aug 10
    Bank
    BBVA México
    Reference
    SPEI-000019
Receive via WhatsApp
Connected
Send receipts from your phone. No app needed.
1
Link WhatsApp once
2
Send a photo of the receipt
3
Review the draft and submit
Reimbursement details
Elena Employee · EXP-0003
Date
Sep 12, 2026
Extracted from receipt
Merchant
Aeroméxico
Extracted from receipt
Category
Travel
Extracted from receipt
Amount
4,120.00 MXN
Extracted from receipt
VAT
568.28
Included in total
Tax ID
AME880912I89
As shown on receipt
Company reimbursements
Filter: Policy check
Requester
Merchant
Amount
Policy check
Elena Employee
Aeroméxico
MXN 4,120.00
Within policy
Valeria Sales
Pujol
MXN 3,860.00
Needs review
Elena Employee
LinkedIn
MXN 12,500.00
Within policy
Valeria Sales
Quintonil
MXN 9,400.00
Outside policy
Approval rules
Rules run in order. The first match wins.
#
Rule
Outcome
1
Auto-approve small office expenses
Office expenses under MX$1,000
Auto-approve
2
Travel to the requester’s manager
All travel expenses
Route
3
USD software to Accounting
Licenses billed in dollars
Route
4
High marketing spend: two approvals
Marketing over MX$10,000
Multi-step
5
Reject excessive entertainment
Over MX$5,000 per event
Auto-reject
∞
Fallback to administrator
Route
Avianca · EXP-0019
Paid
Valeria Sales · Flight to Bogotá
USD 785.00
→
MXN 13,533.40
Approved by
Mario Manager · Aug 7
Paid by
Carla Accountant · Aug 10
Bank
BBVA México
Reference
SPEI-000019

Local setup · Argentina

Built for how Argentina pays.

Add Argentina as its own entity, next to the rest of your companies. It keeps its own currency, tax fields and bank details, fully isolated.

  • ARS and USD, side by side

    Employees submit in pesos, dollars or any other currency. The transaction-date rate is locked at submission and shown on every line.

  • CUIT and IVA on every receipt

    Turn on the fiscal fields your accountant needs. Clara reads the merchant's tax ID, the tax amount and the invoice number from each receipt.

  • Payment reports for CBU, CVU and alias

    Formatted for bank transfers in Argentina, grouped by currency and bank account. Pay from the bank you already use.

Coverage

Borders are a problem a setting.

Your team in Argentina, and everyone else, submits in their own currency.

  • Argentina
  • Bahamas
  • Barbados
  • Belize
  • Bolivia
  • Brazil
  • Canada
  • Chile
  • Colombia
  • Costa Rica
  • Dominican Republic
  • Ecuador
  • El Salvador
  • Guatemala
  • Guyana
  • Honduras
  • Jamaica
  • Mexico
  • Nicaragua
  • Panama
  • Paraguay
  • Peru
  • Portugal
  • Puerto Rico
  • Spain
  • Trinidad and Tobago
  • United States
  • Uruguay
  • Venezuela

See Clara's local platform →

Reports your bank understands.

Grouped by currency and bank account. CBU, CVU and alias in Argentina, CLABE in Mexico, IBAN in Europe and more.

  • ARSArgentine peso
  • USDUS dollar
  • EUREuro
  • MXNMexican peso
  • BRLBrazilian real
  • CLPChilean peso
  • COPColombian peso
  • PENPeruvian sol
  • UYUUruguayan peso
  • GBPPound sterling
  • ARSArgentine peso
  • USDUS dollar
  • EUREuro
  • MXNMexican peso
  • BRLBrazilian real
  • CLPChilean peso
  • COPColombian peso
  • PENPeruvian sol
  • UYUUruguayan peso
  • GBPPound sterling
  • CADCanadian dollar
  • JPYYen
  • CHFSwiss franc
  • INRRupee
  • SGDSingapore dollar
  • AUDAustralian dollar
  • PLNZłoty
  • ZARRand
  • AEDDirham
  • KRWWon
  • CADCanadian dollar
  • JPYYen
  • CHFSwiss franc
  • INRRupee
  • SGDSingapore dollar
  • AUDAustralian dollar
  • PLNZłoty
  • ZARRand
  • AEDDirham
  • KRWWon

Security

Built for finance data.

Visit the Trust Center ↗

  • Data isolation

    Each company's data is fully separated.

  • Field-level encryption

    Bank accounts and tax IDs, encrypted one by one.

  • Two-factor authentication

    Required for admins or your whole team.

  • Full audit trail

    Every approval, role change and payment, logged.

How we protect your data →

Set it up once. Stop managing it by hand.

Explore all features →

  • No new app for employees.

    A receipt photo on WhatsApp. Clara reads it and sends the expense for approval.

    ClaraWhatsApp

    Receipt photo09:41
    Expense draftedHotel Recoleta · USD 148.50Pending approval
  • Locked FX

    Transaction-date rate, locked at submission.

    Exchange rateLocked

    ARSUSD

    Rate dateSep 22, 2026Transaction date

    1. Purchase
    2. Submitted
    3. Paid out
  • Describe your policy. Clara creates the rules. Pro

    Plain words in. Approval rules out, checked on every expense.

    Your policyMeals over 50 USD need a manager’s OK. Flights in economy only.

    Rules created

    • MealsOver 50 USD → manager approves
    • FlightsEconomy class only
  • Issues flagged for review. Enterprise

    Duplicates, inflated amounts and unusual patterns, each with a reason.

    • Hotel RecoletaUSD 148.50Same merchant, amount and date as another expensePossible duplicate
    • Airport taxiAmount entered is higher than the receiptInflated amount
    • Team dinnerSaturday, outside the trip datesUnusual pattern
  • Not another bar chart. Enterprise

    Clara explains what changed and why, in plain language.

    • Jun
    • Jul
    • Aug
    • Sep

    Why did travel spend go up this month?

    Clara

    Two client trips in the same week: flights and four hotel nights. Meals and software are flat.

  • Keep the cards you already have.

    Card spend and out-of-pocket in one flow. No card migration.Talk to sales →

    Corporate card•••• 4821Bank card•••• 0937Out of pocket

    One expense flow

AI-native due diligence

Ask your AI about us.

Ask your AI

Open a neutral prompt about Clara Global in Argentina. It checks clara.com/global first.

ChatGPT (opens in a new tab)Your favourite↗Claude (opens in a new tab)↗Perplexity (opens in a new tab)↗Grok (opens in a new tab)↗

Scale when you cross the next border.

Every plan: approval rules, FX, audit log and SSO.

Compare plans
  • Free

    For small teams getting started.

    $0

    forever

    • Up to 5 users · 1 entity
    • WhatsApp receipts
    • AI autocomplete
    • Multi-currency payout reports
    Start free (opens in a new tab)
  • Pro

    Most popular

    For teams across several entities.

    $99· was $250

    USD /mo

    • Policy Agent
    • Employee groups
    • Up to 50 users · 5 entities
    • Included for Clara clients
    Move to Pro (opens in a new tab)
  • Enterprise

    For more entities and dedicated support.

    Custom

    • Expense alerts
    • Monthly read + forecast
    • Rule suggestions
    • Bring your own cards
    Talk to sales (opens in a new tab)

Questions from teams in Argentina.

Can employees in Argentina submit expenses in pesos and in US dollars?

Yes. Expenses can be submitted in ARS, USD or any other currency, from WhatsApp or the web. Each one is converted at the transaction-date rate, the rate is locked at submission, and the conversion is shown line by line in the payment report.

How are reimbursements paid in Argentina?

Clara Global prepares one payment report per currency and bank account in local currency, formatted for CBU, CVU and alias transfers. Finance processes it from its existing bank. Clara Global doesn't move the money, so nothing changes on your banking side.

Which receipts are valid for an expense reimbursement in Argentina?

The receipt has to identify your company. An impersonal tique, a quote, or an invoice issued to a final consumer is the most common reason an expense report fails. With fiscal fields on, Clara reads the merchant's tax ID and the tax amount from each receipt, so finance can check them before approving.

Are travel allowances (viáticos) remunerative in Argentina?

By default, yes. Article 106 of the Employment Contract Law treats them as remuneration, except “the portion actually spent and substantiated by means of receipts.” Article 82 of the Income Tax Law classifies them separately, so a missing receipt has a payroll cost.

Do we need a US entity or a corporate card?

No. Sign up from your home market, with no US EIN, no foreign incorporation and no corporate card program. Employees submit out-of-pocket expenses and you reimburse them from your existing bank. On Enterprise, you can bring the company cards you already have into the same approval flow.

From Argentina to anywhere.
One expense flow.

No credit card, no US entity, no change to your bank.

Try the live demo(opens in a new tab)Register here
Clara

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