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ECEN
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Expenses in Ecuador. Run by AI. Approved by you.

Your team in Ecuador sends receipts on WhatsApp, in dollars or any currency. Clara fills in the expense and checks it against your policy. You make the call.

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  • No credit card
  • No US entity needed

45,000+ companies trust Clara

  • Telefónica
  • Schneider
  • Hilton
  • Mapfre
  • Krispy Kreme
  • Smart Fit
  • GNC
  • Rappi
  • Pan American Life
  • Viva
  • Ocesa

Receipt in. Payment report out.

No bank switch, no new card. Nothing changes in how your finance team pays in Ecuador.

  1. 01 · Employee
    Snap it. Send it.

    A receipt photo on WhatsApp, in dollars or any currency.

  2. 02 · Clara
    It fills itself in.

    Date, merchant, category, amount, IVA and RUC, read straight from the receipt.

  3. 03 · Clara
    Checked against your policy.

    In policy, needs review or out of policy, with the reason. A person decides.

  4. 04 · Approver
    Routed by your rules.

    The first matching rule wins. Anything else goes to an admin.

  5. 05 · Finance
    Paid from your own bank.

    A payment report ready for local bank accounts, at the rate locked on submission.

Local setup · Ecuador

Built for how Ecuador pays.

Add Ecuador as its own entity, next to the rest of your companies. It keeps its own currency, tax fields and bank details, fully isolated.

  • US dollars, and every other currency

    Employees submit in dollars or any other currency, wherever the team travels. The transaction-date rate is locked at submission.

  • RUC and IVA on every receipt

    Turn on the fiscal fields your accountant needs. Clara reads the merchant's tax ID, the tax amount and the invoice number from each receipt.

  • Payment reports for local bank accounts

    Formatted for bank transfers in Ecuador, grouped by currency and bank account. Pay from the bank you already use.

Coverage

Borders are a problem a setting.

Your team in Ecuador, and everyone else, submits in their own currency.

See Clara's local platform →

Reports your bank understands.

Grouped by currency and bank account. A local bank account in Ecuador, CLABE in Mexico, CBU in Argentina, IBAN in Europe and more.

  • USDUS dollar
  • EUREuro
  • MXNMexican peso
  • BRLBrazilian real
  • ARSArgentine peso
  • CLPChilean peso
  • COPColombian peso
  • PENPeruvian sol
  • UYUUruguayan peso
  • GBPPound sterling
  • CADCanadian dollar
  • JPYYen
  • CHFSwiss franc
  • INRRupee
  • SGDSingapore dollar
  • AUDAustralian dollar
  • PLNZłoty
  • ZARRand
  • AEDDirham
  • KRWWon

Security

Built for finance data.

Visit the Trust Center ↗

  • Data isolation

    Each company's data is fully separated.

  • Field-level encryption

    Bank accounts and tax IDs, encrypted one by one.

  • Two-factor authentication

    Required for admins or your whole team.

  • Full audit trail

    Every approval, role change and payment, logged.

How we protect your data

Set it up once. Stop managing it by hand.

Explore all features

  • No new app for employees.

    A receipt photo on WhatsApp. Clara reads it and sends the expense for approval.

  • Locked FX

    Transaction-date rate, locked at submission.

  • Describe your policy. Clara creates the rules. Pro

    Plain words in. Approval rules out, checked on every expense.

  • Issues flagged for review. Enterprise

    Duplicates, inflated amounts and unusual patterns, each with a reason.

  • Not another bar chart. Enterprise

    Clara explains what changed and why, in plain language.

  • Keep the cards you already have. Enterprise

    Card spend and out-of-pocket in one flow. No card migration.Talk to sales

AI-native due diligence

Ask your AI about us.

Ask your AI

Open a neutral prompt about Clara Global in Ecuador. It checks clara.com/global first.

Scale when you cross the next border.

Every plan: approval rules, FX, audit log and SSO.

Compare plans

  • Free

    For small teams getting started.

    $0

    forever

    • Up to 5 users · 1 entity
    • WhatsApp receipts
    • AI autocomplete
    • Multi-currency payout reports
    Start free (opens in a new tab)

  • Pro

    Most popular

    For teams across several entities.

    $99· was $250

    USD /mo

    • Policy Agent
    • Employee groups
    • Up to 50 users · 5 entities
    • Included for Clara clients
    Move to Pro (opens in a new tab)

Questions from teams in Ecuador.

Can employees in Ecuador and the region submit expenses in any currency?

Yes. Employees submit in US dollars or any other currency, from wherever the team travels. Each expense is converted at the transaction-date rate and locked at submission.

How are reimbursements paid in Ecuador?

Clara Global prepares one payment report per currency and bank account in local currency, formatted for local bank transfers and processed from your current bank. This suits regional headquarters that pay people in several countries.

Can an Ecuadorian company deduct its team's travel expenses abroad?

It depends on local tax rules and on the type of income. Spend linked to foreign-source or exempt income may be restricted, and mixed-income companies often apply a proportional rule. Confirm the treatment with your accountant before relying on it.

Can a regional headquarters run several entities in one account?

Yes. One account can hold several entities, each fully isolated, with its own members, base currency, approval rules and payment reports. Admins switch between them without logging out. Pro includes multiple entities and Enterprise adds more.

Do we need a US entity or a corporate card?

No. Sign up from your home market, with no US EIN, no foreign incorporation and no corporate card program. Employees submit out-of-pocket expenses and you reimburse them from your existing bank. On Enterprise, you can bring the company cards you already have into the same approval flow.

From Ecuador to anywhere.
One expense flow.

No credit card, no US entity, no change to your bank.

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