Choose your fleet’s country and adjust the figures. Currency, rates and taxes follow the fleet’s country; the language follows yours.
We start with example values. Adjust your figures and review the assumptions before deciding.
How much the fleet stops spending by moving to the Clara card, across the three commercial options. Same card, same open network, same controls — what changes is the cash profile.
We start with example values. Adjust your figures and review the assumptions before deciding.
Markup charged by the accredited station over the open-network pump price.
10.0% over the pump price works out to 9.09% of current spend — R$272,727 per month.
Cashback by option
Option 1 · no capital
Option 2 · capital pledged
Option 3 · no float
Cost of float
Optional
Only used to show savings per vehicle. Does not affect the calculation.
R$3,452,727 to R$3,992,727
On a current spend of R$3,000,000 per month — R$36,000,000 a year — between 9.6% and 11.1% of what the fleet spends today.
Not the total return: it does not subtract the value of the float each option gives up or the capital it asks to pledge. Both are shown apart on each option.
Equivalent to 1.3 months of free fuel per yearThe cashback gap between options is not a discount: it is the price of payment float and pledged capital. This is the same calculation behind the proposal.
| Component | Option 1Postpaid credit | Option 2Credit + capital guarantee | Option 3Daily debit |
|---|---|---|---|
| End of the closed-network premium | R$272,727 | R$272,727 | R$272,727 |
| Clara cashback | R$15,000 | R$36,000 | R$60,000 |
| Monthly savings | R$287,727 | R$308,727 | R$332,727 |
| Annual savings | R$3,452,727 | R$3,704,727 | R$3,992,727 |
| % of current spend | 9.59% | 10.29% | 11.09% |
| Net fuel cost | R$2,712,273 | R$2,691,273 | R$2,667,273 |
| Value of float at CDI (per year) | R$301,611 | R$301,611 | R$13,710 |
| Pledged capital | — | R$3,000,000 | — |
México
Colombia
Brasilpremium ÷ (1 + premium) — a 10% premium returns 9.09% of the spend, not 10%. This is the reading that holds up in front of a CFO.15 + days to pay. The average financed balance is annual volume ÷ 365 × days, worth that balance earning CDI.Nothing you type leaves your browser. The estimate is a reference, not a quote.
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