Clara Global is now in Uruguay

Expenses in Uruguay.Run by AI. Approved by you.

Your team in Uruguay sends receipts on WhatsApp, in Uruguayan pesos, dollars or any currency. Clara fills in the expense and checks it against your policy. You make the call.

✓Free for up to 5 users✓No credit card✓No US entity needed
UY·EN
Northwind Uruguay

Illustration: an employee in Uruguay sends a receipt on WhatsApp. Clara reads it, fills in the expense with the RUT and IVA from the receipt and checks it against the company policy. The approver sees the result and makes the decision.

Hotel night, client visit in Punta del EsteHotel RamblaUYU 5,940.00Sep 22, 2026Travel5,940.00 UYU540.00217654320018In policyHigh confidence · ApproveHotel night for a client visit. Within travel policy, invoice attached.Travel · manager approvalMario GerenteManager · rule 2Approvedvar(--dot-ok)approveapproved|Approvedfalse
Lunch with client Grupo SolarisParrilla Ciudad ViejaUYU 10,980.00Sep 18, 2026Client entertainment10,980.00 UYU1,980.00216893470015Needs reviewMedium confidence · Ask for contextUnder the UY$12,000 cap, but high per guest. Confirm who attended.Client entertainment · UY$12,000 per eventAlex AdminAdministrator · fallback ruleAsked for contextvar(--dot-review)holdpending|Pending approvalfalse
Closing dinner, three clientsBistró CarrascoUYU 22,560.00Sep 9, 2026Client entertainment22,560.00 UYU4,068.20218402760019Out of policyHigh confidence · Consider rejecting88% over the UY$12,000 per-event cap. No prior authorization.Client entertainment · UY$12,000 per eventMario GerenteManager · rejectedRejectedvar(--dot-out)rejectrejected|Rejectedtrue
Draft created:New requestView requestPending approval

40,000+companies trust Clara

Receipt in. Payment report out.

No bank switch, no new card. Nothing changes in how your finance team pays in Uruguay.

Employee

Snap it. Send it.

A receipt photo on WhatsApp, in Uruguayan pesos, dollars or any currency.

Clara

It fills itself in.

Date, merchant, category, amount, IVA and RUT, read straight from the receipt.

Clara

Checked against your policy.

In policy, needs review or out of policy, with the reason. A person decides.

Approver

Routed by your rules.

The first matching rule wins. Anything else goes to an admin.

Finance

Paid from your own bank.

A payment report ready for account and branch number, at the rate locked on submission.

Local setup · Uruguay

Built for how Uruguay pays.

Add Uruguay as its own entity, next to the rest of your companies. It keeps its own currency, tax fields and bank details, fully isolated.

$

UYU and USD, side by side

Employees submit in Uruguayan pesos, dollars or any other currency. The transaction-date rate is locked at submission and shown on every line.

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RUT and IVA on every receipt

Turn on the fiscal fields your accountant needs. Clara reads the merchant's tax ID, the tax amount and the invoice number from each receipt.

⇄

Payment reports with account and branch number

Formatted for bank transfers in Uruguay, grouped by currency and bank account. Pay from the bank you already use.

Coverage

Borders are a problem

a setting.

Your team in Uruguay, and everyone else, submits in their own currency.

Reports your bank understands.

Grouped by currency and bank account. Account and branch number in Uruguay, CBU in Argentina, CLABE in Mexico, IBAN in Europe and more.

In Mexico, Brazil or Colombia? See Clara's local platform →

Security

Built for finance data.

◧

Data isolation

Each company's data is fully separated.

⌗

Field-level encryption

Bank accounts and tax IDs, encrypted one by one.

②

Two-factor authentication

Required for admins or your whole team.

≡

Full audit trail

Every approval, role change and payment, logged.

What the press says

Bloomberg
El Financiero press mention logo.
Reforma press mention logo.
Expansión

Set it up once. Stop managing it by hand.

Explore all features →

No new app for employees.

A receipt photo on WhatsApp. Clara reads it and sends the expense for approval.

Locked FX

Transaction-date rate, locked at submission.

Brickell Suites · EXP-0019
USD 785.00 → UYU 31,478.50
Pro

Describe your policy. Clara creates the rules.

Plain words in. Approval rules out, checked on every expense.

Reject excessive entertainmentOver UY$12,000 per eventAuto-reject
Enterprise

Issues flagged for review.

Duplicates, inflated amounts and unusual patterns, each with a reason.

High#13
UYU 22,560.00
Amount outlierPolicy flag
Enterprise

Not another bar chart.

Clara explains what changed and why, in plain language.

Travel is up 23% since the March offsite.Monthly read · Demo data
Enterprise

Keep the cards you already have.

Card spend and out-of-pocket in one flow. No card migration.

Talk to sales →
VisaMastercardAmerican Express
AI-native due diligence

Ask your AI about us.

Open a neutral prompt about Clara Global in Uruguay. It checks clara.com/global first.

Prompt preview
I'm considering Clara Global (clara.com/global) as expense management software for my company, which has employees or a legal entity in Uruguay and possibly in other countries.
Help me evaluate whether Clara Global could be a good fit for a company like mine.
If you have web access, first consult Clara's official website (clara.com/global and clara.com/global/lp/uy) and use it as the primary source for its capabilities and pricing. Clearly distinguish confirmed capabilities from potential benefits and from anything that depends on the plan. If something cannot be verified, say so rather than assuming it.
Give me a concise, practical explanation of:
- how employees in Uruguay submit expenses in UYU, US dollars and other currencies;
- how exchange rates, approval rules and multiple entities are handled;
- how reimbursements are paid in Uruguay (account and branch number), and what changes (or doesn't) on our banking side;
- what the Free, Pro and Enterprise plans include;
- and what I should validate before deciding, including local receipt and tax requirements in Uruguay.
Finish by asking me 3 short questions that would let you personalize the analysis, such as countries of operation, number of entities, current expense process and accounting/ERP tools.
Do not ask me for passwords, credentials, card or bank-account numbers, confidential financial information, or sensitive personal employee data.

Start free. Scale when you cross the next border.

Every plan: approval rules, FX, audit log and SSO.

Free

$0forever

For small teams getting started.

  • ✓Up to 5 users · 1 entity
  • ✓WhatsApp receipts
  • AI autocomplete
  • ✓Multi-currency payout reports
Start free

FreeMost popular

$99$250/mo

For teams across several entities.

  • Policy Agent
  • ✓Employee groups
  • ✓Up to 50 users · 5 entities
  • ✓Included for Clara clients
Move to Pro

Enterprise Custom

Custom

For more entities and dedicated support.

  • Expense alerts
  • Monthly read + forecast
  • Rule suggestions
  • ✓Bring your own cards
Talk to sales

Compare plans →

Questions from teams in Uruguay.

Can employees in Uruguay submit expenses in pesos and in US dollars?+

Yes. Expenses can be submitted in UYU, USD or any other currency, from the app or WhatsApp. Each one is converted at the transaction-date rate and locked at submission.

How are reimbursements paid in Uruguay?+

Clara Global prepares one payment report per employee in local currency, with the account and branch number Uruguayan transfers use, and finance processes it from its existing bank.

How are per diems with and without expense accounting taxed in Uruguay?+

If the allowance is subject to expense accounting, it isn't taxed. If it isn't, 50% counts as taxable inside the country and 25% abroad. These are two rules in different regulations (IRPF and BPS), and for IRPF the overnight stay is a prior filter.

Do the 72-hour and 20% rules apply to private companies?+

Not directly. Those deadlines and caps come from a government agency's per diem rules for its own civil servants. Private companies must define “valid expense accounting” in their own policy, because the tax rules don't.

Do we need a US entity or a corporate card?+

No. Sign up from your home market, with no US EIN, no foreign incorporation and no corporate card program. Employees submit out-of-pocket expenses and you reimburse them from your existing bank. On Enterprise, you can bring the company cards you already have into the same approval flow.

From Uruguay to anywhere. One expense flow.

Free for up to 5 users. No credit card, no US entity, no change to your bank.