How much does your fleet save with Clara?
Choose your fleet’s country and adjust the figures. Currency, rates and taxes follow the fleet’s country; the language follows yours.
- Savings calculator · Clara Fleet Card
Estimate your fleet's savings
We start with example values. Adjust your figures and review the assumptions before deciding.
Choose your fleet’s country
There is a calculator for Mexico and Brazil today. Pick one to see the estimate in its currency and under its rules.
Nothing you type leaves your browser. The estimate is a reference, not a quote.
How we calculate
Mexico
- Inputs: monthly fuel spend, vehicles, days you prefund today, Clara credit days, funding spread, administrative hours and the cost of one FTE, rebate, leakage and the tax switch. Every input is editable; the starting values are examples.
- Formulas: the notes under the result show each formula: financing, administrative, leakage, station discount and the tax benefit (IVA and ISR).
- Assumptions: the funding rate is the 28-day TIIE plus your spread. The tax rates are the statutory ones listed in the sources. Scenarios only scale the administrative, leakage and other savings.
- Limits: a reference estimate, not tax or financial advice. The tax benefit needs a valid CFDI 4.0 with a fuel complement, and the result depends on your operation, station coverage and the credit terms approved.
Sources
- 28-day TIIE, 6.77%: reference value, October 2026; check the current rate at Banco de México: Banco de México, TIIE 28 days (new tab)
- ISR rate of 30% for legal entities: Income Tax Law (Ley del ISR), art. 9 (new tab)
- IVA rate of 16%: VAT Law (Ley del IVA), art. 1 (new tab)
- Rebate, leakage, cost and credit-day starting values: Example inputs of the model, not market data
Brazil
- Inputs: monthly fuel spend, current situation (with or without a fleet card), closed-network premium, management gain, the three cashback tiers, CDI, payment term and the number of vehicles. Every input is editable.
- Formulas: savings on current spend = premium ÷ (1 + premium). Float per cycle = 15 + days to pay. Average financed balance = annual volume ÷ 365 × days, valued at CDI.
- Assumptions: the reference volume is the current spend, as in the proposal. Option 2 earns 110% of CDI on the pledged capital.
- Limits: a reference estimate for commercial discussion. It is not a commercial proposal or a guarantee of returns, and conditions are subject to credit analysis and approval.
Sources
- CDI, 13.9% a year: reference value (default input); check the current rate at B3: B3, CDI rate (new tab)
- Premium 10%, management gain 5% and the cashback tiers: Clara's own modelling assumptions, not an official source
Put the savings to work
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