--- title: "Clara | Spend Management across Latin America and beyond" description: "Clara Global runs spend management in any country and currency, with AI that reads, checks and routes every receipt. Corporate cards are available in Mexico, Colombia and Brazil." canonical: "https://www.clara.com/" lang: "en-US" alternate_html: "https://www.clara.com/" --- # Run your company's finances across Latin America and beyond Employees send a receipt over WhatsApp, in any currency. Clara Global reads it, locks the exchange rate, checks it against your policy and routes it to the right approver. Every country, every currency, every entity. [Clara Router](https://www.clara.com/router) [Sign up](https://global.clara.com/signup?utm%5Fsource=clara.com&utm%5Fmedium=referral&utm%5Fcampaign=en%5Fhome&utm%5Fcontent=hero%5Fcta) [Mexico, Colombia & Brazil](https://www.clara.com/latam) Payments ## Trusted by more than 45,000 growing companies - ![Umbro](https://www.clara.com/_astro/assets/6a3054d552b93d3cee0e1f5b_UMBRO.c40a4cf2.svg) - ![L’Oréal](https://www.clara.com/_astro/assets/loreal-artboard.f095f4cf.svg) - ![Le Creuset](https://www.clara.com/_astro/assets/6a3054d410fc680aad090362_LE-CREUSET.91c0bd7c.svg) - ![Tommy Hilfiger](https://www.clara.com/_astro/assets/6a3054d504531bc2ece4f000_TOMMY.648b1269.svg) - ![Toyota](https://www.clara.com/_astro/assets/6a3054d5ddb129e6edb9b81b_TOYOTA.520ede3d.svg) - ![New Balance](https://www.clara.com/_astro/assets/6a3054d46e940f17e6f17626_NEWBALANCE.6d7fdb46.svg) - ![Fila](https://www.clara.com/_astro/assets/6a3054d401b478a10a27c3a0_FILA.2ede1260.svg) - ![Miniso](https://www.clara.com/_astro/assets/6a3054f25c6635c9ccfe2935_MINISO.5f79275f.svg) - ![Burger King](https://www.clara.com/_astro/assets/6a3054d4c426fe2fec99d75a_BURGER.517d668a.svg) - ![Rappi](https://www.clara.com/_astro/assets/6a3054d5330963673ef466c0_RAPPI.50e773ab.svg) - ![Birkenstock](https://www.clara.com/_astro/assets/6a3054d4bd7644751b904d69_BIRKENSTOCK.8cd79fd2.svg) - ![Magalu](https://www.clara.com/_astro/assets/6a3054d40533af5f3437928b_magalu.db5a3fae.svg) - ![VTEX](https://www.clara.com/_astro/assets/6a3054d56cef93561449c247_VTEX.f52f48cc.svg) - ![BV](https://www.clara.com/_astro/assets/6a3054d4b57716cece217567_BV.404508ee.svg) ## Everything works when everyone has the tools they need - ### One workspace. Every entity. Run subsidiaries, regions and legal entities in one account, each with its own members, base currency, approval rules and payout reports. - ### Policy in plain language Write your expense policy the way you would say it. Clara turns it into approval rules and checks every expense against it. - ### AI narrative and forecast Spend explained in plain language, and where it is heading by entity and currency. - ### Pay from the bank you already use Approved expenses land in a payout report per currency and bank account, with the FX breakdown. - ### A full audit trail Who, when and what changed, for every action. Filter it and export it for audits. - ### The right person. One click. Rules route each expense by amount, category, currency, country or entity, in multi-step or parallel chains. - ### The AI flags, a person decides Duplicate receipts, inflated amounts and unusual patterns are flagged before anyone pays. - ### Expense alerts Get told when spend moves, instead of finding out at close. - ### Rule backtest Test a new rule against past expenses before you switch it on. - ### Four roles, clear scopes Employees submit, managers approve, accountants pay and admins control. - ### Receipts over WhatsApp Send a photo and get a confirmation back. No app to download and no dashboard login. - ### Any country, any currency Employees submit from any country, in their own currency. - ### FX locked at submission The number the employee sees, the approver signs and finance pays is the same number. - ### Read and categorized automatically AI OCR reads the merchant, date, amount and currency. Nobody types anything in. - ### Keep the cards you already have No card migration: card spend and out-of-pocket expenses go through one approval flow. ## Accelerated by forward-thinking capital - ![Notable Capital](https://www.clara.com/_astro/assets/notable-capital.84e8b46f.webp) - ![DST Global](https://www.clara.com/_astro/assets/dst-global.de53ad17.webp) - ![General Catalyst](https://www.clara.com/_astro/assets/general-catalyst.82d3cbf6.webp) - ![Coatue](https://www.clara.com/_astro/assets/coatue.82ac74b3.webp) - ![ICONIQ](https://www.clara.com/_astro/assets/iconiq.b8e3c8dc.webp) - ![Citius](https://www.clara.com/_astro/assets/citius.a8a4fd20.webp) - ![Goldman Sachs](https://www.clara.com/_astro/assets/goldman-sachs.2cae3971.webp) - ![Kaszek](https://www.clara.com/_astro/assets/kaszek.fa5e9d5f.webp) - ![Monashees](https://www.clara.com/_astro/assets/monashees.7da61c9c.webp) - ![SV Angel](https://www.clara.com/_astro/assets/sv-angel.79699b24.webp) - ![Canary](https://www.clara.com/_astro/assets/canary.27be912a.webp) - ![A*](https://www.clara.com/_astro/assets/a-star.d59d23d6.webp) - ![Picus Capital](https://www.clara.com/_astro/assets/picus-capital.45c5e159.webp) - ![Citi Ventures](https://www.clara.com/_astro/assets/citi-ventures.facfa6b4.webp) - ![Acrew](https://www.clara.com/_astro/assets/acrew.90f90f0e.webp) - ![Avid Ventures](https://www.clara.com/_astro/assets/avid-ventures.7c673f3c.584w.webp) - ![BoxGroup](https://www.clara.com/_astro/assets/boxgroup.a32c688e.777w.webp) - ![Soma Capital](https://www.clara.com/_astro/assets/soma-capital.501dc34b.webp) ## Don’t just take our word for it This is how the month changed for finance teams like yours. - ![](https://www.clara.com/_astro/assets/RhepgSC9eOQ.96721ffc.1280w.webp) ![Smart Fit](https://www.clara.com/_astro/assets/6a3054f3cca7c6554252477e_SMARTFIT.ac3f46b6.svg) > “Financial management from two weeks to five minutes.” Rodrigo San PedroFinance Director, Smart Fit [See customer stories ](https://www.clara.com/customers) - Runa[](https://www.clara.com/customers) > “In less than 24 hours I could have my card and my employees’ cards too.” Courtney McColganCEO and founder, Runa - Truora[](https://www.clara.com/customers) > “I give Clara’s customer service a 10 out of 10.” Maite MuñizCo-founder, Truora - Lottus > “Finding pending invoices used to take us a week. Now it takes no more than a day.” María DíazRevenue Coordinator **1 week → 1 day**to find pending invoices [See customer stories ](https://www.clara.com/customers) ## Connect Clara to your ERP and automate your work Transactions arrive categorized, matched to receipts and with the accounting data your team needs. [Learn more](https://www.clara.com/platform/integrations) SAP Concur · NetSuite · QuickBooks · Dynamics 365 · Zoho ## Enterprise-grade security Enterprise-grade security, independently verified — SOC 2 Type II, ISO 27001, PCI DSS 4.0\. Your financial data is secured by the same world-class infrastructure trusted by global leaders. [Trust center (opens in a new tab)](https://trust.clara.com/) - **ISO 27001** - **PCI DSS 4.0** - **SOC 2 Type II** ## From the headlines to your finance stack - [![Bloomberg](https://www.clara.com/_astro/assets/bloomberg.9804f679.webp)(opens in a new tab)](https://www.bloomberg.com/news/articles/2025-04-29/fintech-clara-raises-80-million-to-bolster-latin-america-growth) - [![Reuters](https://www.clara.com/_astro/assets/reuters.eec3c28c.894w.webp)(opens in a new tab)](https://www.reuters.com/technology/fintech-clara-taps-new-finance-head-brazil-operations-grow-quickly-2024-09-16/) - [![Financial Times](https://www.clara.com/_astro/assets/ft-americas-fastest-growing-2025.6333a8db.699w.webp)(opens in a new tab)](https://www.ft.com/americas-fastest-growth-2025) ## Corporate AI spending in Latin America, live See how 45,000+ companies in Brazil, Mexico and Colombia are adopting and spending on AI, updated monthly from anonymized Clara transaction data. [Explore Clara AI Monitor](https://www.clara.com/ai-monitor) Clara AI MonitorData as of October 2026 **AI adoption rate**% of active companies with at least one AI payment - All countries**36.6%** - ![](https://www.clara.com/_astro/br.Yf30zEjB.svg)Brazil**36.2%** - ![](https://www.clara.com/_astro/mx.4c9y9ryX.svg)Mexico**35.8%** - Colombia**41.9%** Clara AI Monitor, data as of October 2026\. AI adoption rate of 36.6% in Latin America; Brazil 36.2%, Mexico 35.8% and Colombia 41.9%. Spend share: Anthropic 57.6%, OpenAI 19.4%, Cursor 6.0%, Lovable 2.4% and others 14.6%. AI spend growth of 5.5 times in 12 months, on a base of more than 40,000 companies. Adoption by vendor: Anthropic 24.7%, OpenAI 20.1%, Lovable 3.4%, ElevenLabs 3.3% and Google AI 2.9%. ## Create your account in minutes [Start now](https://global.clara.com/signup?utm%5Fsource=clara.com&utm%5Fmedium=referral&utm%5Fcampaign=en%5Fcloser)